Starting and running a business is one of the hardest things out there and I know from experience in starting my own law firm. You start a business to make a living and when the need arises and when you can afford it, you need to hire employees. While employees can help grow your business, they do cost money in terms of the employer portion of Social Security, unemployment insurance, health insurance, and other benefits. One benefit that employers should offer their employees is a retirement plan and there are many good reasons why. So this article is about why employers should offer a retirement plan to their employees.