Like a hot new underground nightclub [I presume.  Not exactly  my scene], Marcus—Goldman Sachs’ new online lending platform aimed at the consumer banking segment—requires a password. Goldman’s reportedly sending out the necessary code to “millions,” though it’s focusing on customers with prime credit for now – NYTimes and WSJ

The Journal on Wells Fargo’s “botched” crisis management—a basic “what not to do” handbook for a very public scandal – WSJ

Stocks took a dive yesterday, and HSBC, among others, thinks it may not be an isolated incident – Bloomberg

The Treasury Dep’t has unveiled final debt-to-equity rules—a controversial portion of regs intended to curb corporate inversions overseas – Law360

We were just waiting for this one . . . . Verizon has let it leak that recent news of the 2014 hack of more than 500 million Yahoo email accounts—not disclosed at the time of the bidding process—may open the door for Verizon to reopen sale discussions – NYTimes and WSJ

Struggling German lender Deutsche Bank kicked off a company-wide hiring freeze yesterday – NYTimes and Bloomberg

One American’s Sisyphean quest to, seriously now, get Brits to chat on the Tube. [Would that I were making this up] It’s not going well – WSJ

Halloween’s two weeks away, so why not.  Welcome to [my] Nightmareville – Bloomberg

Have a great weekend.