Whether your business has always been internet based or your traditional brick and mortar business has evolved to a click and mortar business, you have a website. It's likely that you know that you need the fine print - "terms of use" and a "privacy policy." While you have many options when creating these policies, these are the most common approaches:

• Let your web developer deal with it

• Copy and paste terms of use and a privacy policy from a similar website

• Buy forms from a service

• Hire an attorney to draft terms of use and a privacy policy

If you think that we have listed these in order of initial expense, you are correct. However, as a long-term expense, they are likely listed from most expensive to least expensive. We recognize that our advice here is not unbiased, but it is based on actual experiences of businesses that paid far more legal fees than they wanted to because they elected to save money up front.