New Rule Will Clarify Free Credit Reports

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One of my pet peeves is the abundance of TV commercials advertising free credit reports from companies that actually charge you for your credit report. This is totally deceptive, and finally the government is going to start putting an end to this practice on April 1. Here are excerpts from a column by Susan Tompor in the Detroit Free Press, explaining the impact of the new federal rule:

When you’re shopping for a free credit report — totally free — you can skip that singing pirate in the commercials. Free isn’t free with this guy unless you buy something else — but what would you expect from a pirate? If you’re confused by which “Free Credit Report” is really free — and believe me, plenty of consumers are — things should soon clear up.

Please see full article below for more information.

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