The U.S. Credit Reporting System & Your Credit Reports


Every month your creditors may report your account information, payments and non-payments to the three major credit reporting agencies. These agencies store this information, which is then made available in the form of credit reports to consumers and creditors.

You should check your credit reports at least every two years. Credit reporting agencies do not confirm whether the information in your credit report is correct. You must check your credit reports -- and correct any mistakes.

How to Get Your Free Credit Reports

Please see full article below for more information.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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