Aro Road and Land Vehicle Limited v. Insurance Corporation of Ireland [1986] IESC 1; [1986] IR 403 (22nd July, 1986) Supreme Court

Litigation - Insurance Law - Aro Road and Land Vehicle Limited v. Insurance Corporation of Ireland

Aro Road and Land Vehicle Limited v. Insurance Corporation of Ireland [1986] IESC 1; [1986] IR 403 (22nd July, 1986)

Supreme Court case - Insurance Law - Litigation

A contract of insurance requires the highest standard of accuracy, good faith, candour and disclosure by the insured when making a proposal for insurance to an insurance company. It has become usual for an insurance company to whom a proposal for insurance is made to ask the proposed insured to answer a number of questions. Any misstatement in the answers given, when they relate to a material matter affecting the insurance, entitles the insurance company to avoid the policy and to repudiate liability if the event insured against happens. But the correct answering of any questions asked is not the entire obligation of the person seeking insurance: he is bound, in addition, to disclose to the insurance company every matter which is material to the risk against which he is seeking indemnity

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Reference Info:n/a | Ireland


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