Insurance Matters After Divorce, Part 1: Preparing for Changes to Automobile, Homeowner’s, Life, and Disability Coverage


Your divorce is final and you’ll be taking a serious look at your finances as you move forward with your new life. Set aside some time to review your insurance coverage and read your certificates of insurance. Your circumstances have changed, significantly. Does each policy provide the level of protection you desire for yourself, your children, and your property?

In this article we’ll look at automobile, homeowner’s, life, and disability insurance coverage after divorce. In our discussion of automobile insurance, we’ll focus on private passenger cars, pickup trucks, and vans, but not commercial vehicles. And be sure to speak with your insurance agent about the risks and benefits associated with any changes to your premiums, deductibles, or basic policy coverage before making them.


During the marriage, both spouses are typically listed on the automobile insurance policies for all of their vehicles. The divorce required that the property be divided and with a change in the certificate of title comes a change in policyholder. Your insurance company should have all of your updated contact information. If your ex-spouse is paying the premium on the policy and a payment is missed, for any reason, then you need to be notified immediately.

Your insurance budget will have to cover a number of policies, including...

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

© Scott David Stewart, Stewart & Lane, PLC | Attorney Advertising

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