Congressional Report: Denial of Health Insurance Coverage at All Time High from 2007-2009


A recently released report from the House Energy and Commerce Committee, led by California Representative Henry Waxman, found that denial of individual health insurance policies increased almost 50% between 2007 and 2009, and that companies are denying more claims based on pre-existing conditions.

Four of the largest insurance companies, WellPoint Inc., Aetna Inc., Humana Inc., and UnitedHealth Group Inc. rejected 651,000 applicants between 2007 and 2009 due to pre-existing conditions, meaning nearly one in seven applicants was denied coverage. According to the report, common pre-existing conditions that led to rejection include pregnancy, diabetes, heart disease, or a body mass index above 39. Furthermore, policies were denied without any kind of review process. At least one of the companies was found to habitually deny insurance to women who have undergone fertility treatments within the past five years.

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