Health Care Reform: Grandfathered Plan Regulations


Certain group health plans providing coverage on March 23, 2010 (the date health care reform was enacted) are "grandfathered plans," exempt from some, but not all, provisions of the Patient Protection and Affordable Care Act. Regulations issued June 14, 2010 provide guidance on what employers must do to maintain the grandfather status of their plans, including what changes will cause a plan to lose grandfather status. The regulations also address special rules for determining whether collectively bargained plans are grandfathered plans and clarify that plans covering only retirees are not covered by the Act. The new regulations are effective immediately.

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