Bankruptcy Or Credit Counseling?


Credit counseling is a program designed to help those who are in a state of debt and cannot find a solution to their debt problems. They offer services that will allow to devise a plan that is tailored to your specific needs and goals. Credit counseling agencies do not erase your debt. Instead they work with you to budget money so that you can pay off the debt often times by debt consolidation.

Bankruptcy is very different. It will completely clear your debt in most cases and you will no longer be hassled by collection agencies and their attorneys.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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