After Bankruptcy - Got A Bill? Don't Panic!


After bankruptcy, your life is supposed to get easier. No more bills, no phone calls, no contact whatsoever. It's the fresh start you were promised all along.

But then the seedy underbelly of debt collection takes hold - the people who actively try to collect debts after bankruptcy. Some of these attempts will sound fairly innocent, whereas others will be downright nasty and abusive.

Why do creditors try to collect after bankruptcy, and what can you do about it?

The "why" part is easy. They try to collect because they figure you're uninformed about your rights. Maybe you forgot who your lawyer was for the bankruptcy or, even better, maybe you didn't file for bankruptcy with a lawyer in the first place. If so, the chances of you complaining about the post-bankruptcy collection attempt is slim at best.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

© Jay Fleischman, Shaev & Fleischman LLP | Attorney Advertising

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