Shelter v Mid-Century

Slip Opinion, Colorado Supreme Court


A Blue Ribbon decision by the Colorado Supreme Court. The opinion, written by Justice Martinez for a unanimous court, and affirming the opinion by the intermediate appellate court, is the strongest statement yet that when an insurance policy is renewed with a reduction in coverage, the reduction is not enforceable unless the insurer provided sufficient notice to the insured of the reduction in clear and conspicuous terms. Sending a renewal packet with a cover letter containing general statements, such as "read your policy," new definitions are added, "some changes will affect your coverage," etc. will not cut it.

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Reference Info:Decision | | United States

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