New Case From New York's Highest Court: For Insurance Claim, When Is Injury From A Car Accident Really An Accident Or Not An Accident?

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The general rule in New York insurance law (and just about everywhere) is that there is no insurance for acts done on purpose that may injure you or others, know as “intentional acts.” For example, if I assault you – say I punch you and injure you – you can sue me for assault and battery, but my insurance will not pay for my lawyer or for any damages that you may be awarded against me. But, if I accidentally trip you, or lose control of my car, and hurt you, that would be considered an accident that insurance would cover; assuming that I’ve purchased the correct type of insurance.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

© Gary E. Rosenberg, P.C. | Attorney Advertising

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