Disability Insurance Claims for California Physicians – Part 4

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In conclusion to the series concerning Disability Insurance Claims for California Physicians, insurance attorney Eric Ratinoff discusses two major provisions pertaining to "totally disabled." He defines how "Own Occupation" and "Any Occupation" function in a long term disability policy, and he explains the substantial and material duties required of the policy holder's occupation.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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