Las Vegas Bankruptcy Lawyer: Warning Signs That Bankruptcy Might Be Unavoidable



The decision to file bankruptcy is a tough decision to make, but how do you know when it’s time to take the first step and contact a bankruptcy attorney? Here are 20 signs that it may be time for you to consider filing bankruptcy:

1. You can no longer afford or barely can afford the minimum monthly payments on your credit cards;

2. My credit cards are charged to the max;

3. I use one credit card to pay the bill on other credit cards;

4. You are losing sleep over not being able to pay your bills;

5. Stress over your financial difficulties is negatively affecting your health;

6. I make only the minimum payments on my credit cards, and continue to make charges;

7. I don’t pay all my bills every month;

8. I have responded to debt consolidation ads or offers;

9. I use my credit card to buy groceries because I don’t have enough money in the bank;

10. I have bounced checks;

11. I have borrowed or contemplated borrowing money from a payday lender;

12. I have pawned some possessions to get cash;

13. Collection agencies are calling me at home and at work;

14. My paycheck has been garnished;

15. I am behind with my child support payments;

16. I spend more than I earn every month;

17. I have been late with my rent or mortgage payment;

18. I have been late with my car loan payment;

19. I have had my phone or lights shut off because I didn’t pay the bills on time;

20. I have had my car repossessed.

If the above statements describe your current financial situation, then take charge of your life and learn about your options. Contact a bankruptcy attorney today to find out if bankruptcy is the right solution for you.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

© Randy Creighton, Black & LoBello | Attorney Advertising

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