North Carolina Foreclosures


Notice and hearing - § 45-21.16

- 30 day letter: § 45-21.16(5a)

- Notice of the foreclosure hearing: § 45-21.16(a) – 10 days actual service / 20 days posted service

- Who must be served with the Notice of Hearing: § 45-21.16(b)

- Information which must be included in the Notice: § 45-21.16(c)

The foreclosure hearing: § 45-21.16(d)

- (i) valid debt of which the party seeking to foreclose is the holder,

- (ii) default,

- (iii) right to foreclose under the instrument, and

- (iv) notice to those entitled to such

- Appeal - § 45-21.16(d1) – 10 days

Notice of Sale - § 45-21.16A

Please see full article below for more information.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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