Public Service Announcement: Don’t Wait Until You Are Out Of Options To Consult A Bankruptcy Attorney

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Public Service Announcement: Don’t Wait Until You Are Out Of Options To Consult A Bankruptcy Attorney

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In case you are a new reader, I am an affordable Phoenix, Arizona bankruptcy attorney. I help consumers file for chapter 7 or chapter 13 bankruptcy protection under the bankruptcy code.

Like many good Phoenix bankruptcy lawyers, I offer my clients free bankruptcy consultations. This allows potential clients to interview me and, in addition, for me to interview them. See, each set of facts I am presented with is unique, and accordingly some may be better suited for bankruptcy protection than others.

At the risk of over generalizing, I have noticed there is a tendency for clients to present in one of two categories. First are the individuals gung-ho to file. They have more likely than not witnessed the positive impact of bankruptcy protection on a close friend or family member and are interested in achieving a similar fresh start.

These potential clients arrive at my office well informed and with stacks of documents in hand. So what is the problem here? Bankruptcy is often not a great option for them. I find that those most excited to file have often gotten a little ahead of themselves. A common example is the potential debtor with minimal total dischargeable debt - sometimes not even more than attorney/court fees needed to file.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

© Christopher Ariano, Ariano and Reppucci PLLC | Attorney Advertising

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