When a person finds himself or herself in an auto accident in Alabama, it can be a jarring reality. If injuries have occurred as a result of the auto accident, the victim may require intensive medical attention, sometimes leading to lengthy hospital stays. It's not an understatement to say that it can be difficult to keep one's head during such a confusing, scary situation.
However, there are some ways to avoid making mistakes that are fairly regularly made by those who have been in highway crashes. First, don't assume that you are the one who caused the accident. Even if you believe it to be true, the authorities may feel otherwise. Don't compromise your legal rights by making off-the-cuff declarations that could hurt you later.
Next, it's important to remember stick to the facts if you're asked to give a statement to the police. Do not admit fault, let the police and investigators come to that conclusion, or another, on their own.
Third, always contact the police and your insurance carrier, even if the auto accident seems very small. Some people like to "sweep it under the rug" when it comes to fender benders, but what they don't realize is that there could be long-term repercussions in taking this route. For example, some injuries do not present themselves immediately after a crash happens. If you don't make it known that the incident occurred, and then the other driver sues you later, you could be in more trouble than if you had simply done the right thing in the first place.
Finally, never leave an auto accident scene until the police tell you it's okay to go. Even if you're only a passenger -- or an onlooker who can provide information -- you need to remain at the area where the crash took place. By being available, you'll go a long way toward showing that you are taking the event seriously and working out any issues that may have resulted.
Source: insurancehotline.com, "After an Accident: Common Mistakes You Don't Want to Make," July 31, 2014