Denise Brown's Legal Direction

312 South 4th Street, Suite 700
Louisville, Kentucky 40202, United States

Contact: Denise Brown

  • 502-587-0331
  • 888-587-3513

Projected Disposible Income in My Chapter 13 Bankruptcy

The question of what is your "disposable income" for purposes of determining your plan amount under Chapter 13 is essential in determining the Debtor's commitment period under the plan. Current monthly income below the median…more
| Bankruptcy

It's Not How Much You Make, It's What You Do With It!

Your attitude toward money has more to do with whether you will have to file bankruptcy than how much money you earn. Many have earned more than $50M, only to file bankruptcy after a series of poor decisions. No one finds…more
| Bankruptcy, Consumer Protection

Divorce or Legal Separation: Which Meets My Family's Needs?

It's a painful consideration, but some marriages do reach the point where consideration separation or divorce become acceptable options. If this is the case for you, knowing the difference between the two family matters is…more
| Family Law

You Could Die Tomorrow

It's time to conduct your family financial and estate fitness checkup for 2011. Take the time to review your basic estate planning documents to determine if changes are needed to place your loved ones in the best position…more
| Wills, Trusts, & Estate Planning

Change Your Attitude Toward Money

If you want to change your finances, you have to change your attitude toward money. It's true, your attitude determines your altitude. Whether you received a discharge in bankruptcy or just need to make some changes, consider…more
| Bankruptcy, Consumer Protection

Five Important Checkups for 2011

Now is the time to assess your financial and family fitness for 2011. Plan to make forward progress in all areas by conducting a fitness checkup in five key areas. Take the time to review your credit report, set a budget,…more
| Bankruptcy, Consumer Protection, Family Law, Insurance, Wills, Trusts, & Estate Planning

Look before you leap into Bankruptcy

If you find you are living from paycheck to paycheck with an overwhelming amount of unsecured debt, you may be tempted to jump out of the frying pan and into a Bankruptcy. Slow down and look before you leap. Bankruptcy is the…more
| Bankruptcy, Consumer Protection

Child Support Contempt Finding Reversed: You cannot be compelled to do the impossible!

Have you ever been behind on a child support obligation? If the answer is yes, the Kentucky Appeals Court July 16, 2010 decision provides guidance. Ruling that a finding of civil contempt must be related to the amount the payor…more
| Family Law
Ivy v. Cabinet for Health and Family Services (KY Appeals Court, 2010)

Civil Contempt Improper: You Cannot Be Compelled To Do The Impossible!

In Ivy v. Cabinet for Health and Family Services, et. al, 2009-CA-001279-ME (Ky. App. 2010), The Kentucky Court of Appeals reversed a trial court finding of contempt for failure to pay child support. In the instant case, Mom…more
| Family Law

Repairing Credit After Bankruptcy: Part 4

This final article discusses the common sense steps that every debtor/consumer should take to create a more favorable credit score. While it's not rocket science, it does take persistence and patience. Debtor/consumers must be…more
| Bankruptcy, Consumer Protection

Repairing Credit After Bankruptcy: Part 3

Even after filing bankruptcy, debtors need to pay special attention to financial issues that can survive the bankrutpcy discharge. The most common issue relates to surrendered real estate where the creditor does not move…more
| Bankruptcy, Consumer Protection

Recovering Debtors: Repairing Your Credit After Bankruptcy Pt 2

I have often been asked how can I repair my credit after bankruptucy or what can I do to improve my credit score. With an understanding of what makes up your credit score and some tips on positive credit behaviors and what to…more
| Bankruptcy, Consumer Protection

Recovering Debtors: Rebuilding Your Credit After Bankruptcy Pt.1

If you were one of the millions of persons who filed bankruptcy in 2009,you may be concerned about how your bankruptcy filing has affected your credit score. This is the first of four articles designed to educate and inform on…more
| Bankruptcy, Consumer Protection

Student Loan Debt Discharged In Bankruptcy

Given the massive amount of student loan debt is more than 1 Trillion and has exceeded credit card debt, the next financial bubble will almost certainly involve student loan defaults. In this article, read how one Debtor was…more
| Bankruptcy, Criminal Law

What Do I Bring to my 1st Meeting With My Bankruptcy Attorney?

If you've pursued all other non-bankruptcy options and your finances continue to deteriorate, its time to take the next step. Don't be paralyzed with fear, but be empowered with information and knowledge to help you make the…more
| Bankruptcy, Consumer Protection
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Areas of Practice
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  • Business Organizations
  • Criminal Law
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  • Family Law
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  • Wills, Trusts, & Estate Planning
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