Fonfrias Law Group LLC.

2 Government Programs Help You Modify Your Home Loan; If You Qualify,...

If you are facing an Illinois foreclosure, here’s where you might get foreclosure help. Not long ago, you were hard pressed to get any help with your house payments. But today you have realistic options: Home loan…more

| Administrative Law, Consumer Protection, Finance & Banking, Real Estate...

You Get Less Bankruptcy Protection Each Time You File

Filing for bankruptcy may sound like a solution to your financial problems, and it can be. But if you don’t follow the rules – and there are many – you could find yourself making costly mistakes. The result?…more

| Bankruptcy

7 Ways You Can Avoid Foreclosure

OPTION #1: Refinance. This means you receive a new loan at a lower interest rate or with other favorable terms, which makes your house payment easier to afford. Note, however, that banks will often add past due payments,…more

| Finance & Banking, Real Estate - Residential

How Bankruptcy Protects You From Your Lender During Foreclosure

Homeowners are quickly discovering the importance of hiring an experienced bankruptcy lawyer to defend them against mortgage foreclosures by lenders. And if you are facing foreclosure - or if your lender has already filed a…more

| Bankruptcy, Civil Remedies, Commercial Law & Contracts, Finance &...

Your Credit Score Greatly Affects Your Loan Interest - Here's How.

Most people don't know it -- but their credit score plays a major role in determining the interest rate on a new loan. People often conclude that if they apply for and get a loan, they have good credit. Not true. Many people…more

| Commercial Law & Contracts, Finance & Banking

How To Raise Your Credit Score After a Bankruptcy

If you manage your credit well after filing for bankruptcy, a FICO score in the 700s is possible. Here are steps you can take to improve your credit score and build a good credit score rating after a bankruptcy. Step #1:…more

| Bankruptcy, Finance & Banking

You Can Eliminate Medical Bills In Bankruptcy

As health care costs and hospital bills continue to skyrocket, more and more families face medical bills they can't even begin to pay. And in spite of new legislation and talk about universal health care coverage, the fact…more

| Bankruptcy, Health

7 Costly Misconceptions About Mortgage Loan Modifications

COSTLY MISCONCEPTION #1: You are not eligible for a loan modification until you are late paying your mortgage. Not true. Your lender or loan servicer will probably give you more attention if you are late, but there's no hard and…more

| Bankruptcy, Commercial Law & Contracts, Finance & Banking, Real Estate -...

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