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Midland Funding: Supreme Court Resolves Circuit Split, Holds Bankruptcy Proof of Claim for Time-Barred Debt Does Not Violate FDCPA

The U.S. Supreme Court in Midland Funding, LLC, v. Johnson, 581 U.S. ___, 2017 WL 2039159 (2017) ruled that filing a bankruptcy proof of claim on time-barred debt does not violate the Fair Debt Collection Practices Act…more
 /  Bankruptcy, Civil Procedure, Finance & Banking

Greater Protections During Pregnancy on the Horizon in Massachusetts

Massachusetts may soon enact The Pregnant Workers Fairness Act, which Speaker Robert DeLeo has identified as a priority. It recently won the approval of the Committee on Labor and Workforce Development, which unanimously…more
 /  Labor & Employment Law

Locke Lord Article: House of Representatives Passes Legislation to Repeal and Replace The Affordable Care Act

On May 4, 2017, the House of Representatives passed the American Health Care Act (“AHCA”), the legislation to repeal and replace virtually all of the Affordable Care Act (“ACA”), by a vote of 217-213…more
 /  Elections & Politics, Health

Supreme Court Reaffirms Standing Under the FHA, but Requires Rigorous Showing of Proximate Cause

Whether, and under what circumstances, a plaintiff alleges facts sufficient to confer standing under the Fair Housing Act (FHA) has long been the subject of litigation. Two questions frame this analysis: Whether the FHA confers…more
 /  Civil Procedure, Civil Rights, Constitutional Law, Real Estate - Residential

New Overtime Bill Offering Flexibility on How Overtime Work is Compensated Passes the House of Representatives

On May 2, 2017, the US House of Representatives passed a bill that could provide both union and private employers and employees more flexibility when it comes to working overtime hours (hours over 40 in a workweek) and how such…more
 /  Labor & Employment Law

Locke Lord Article: Tracking Tax Reform

On April 26, 2017, Treasury Secretary Steven Mnuchin and White House chief economic advisor Gary Cohn announced President Trump’s latest tax reform proposals, titled “2017 Tax Reform for Economic Growth and American Jobs” and…more
 /  Elections & Politics, Taxation

Department Of Justice “DOJ” Issues Evaluation Of Corporate Compliance Programs

Since DOJ hired Hui Chen, its corporate compliance expert, in November 2015, rumors have circulated that DOJ intended to release a list of questions to ask every company that comes into DOJ to explain the effectiveness of its…more
 /  Business Organizations, Commercial Law & Contracts, Criminal Law

Rusty Patched Bumble Bee Listing Begins to Sting

On April 17, 2017, a federal judge in the Northern District of Illinois granted a temporary restraining order halting construction of a six-mile stretch of highway in suburban Chicago in response to allegations by project…more
 /  Construction Law, Environmental Law

Update Your Cover Pages for Exchange Act Reports, including Forms 10-K, 10-Q and 8-K

As discussed in our recent QuickStudy, the SEC has adopted new rules (in effect as of April 12th) that make changes to the cover pages of Securities Act registration statements (Forms S-1, S-3, S-4, S-8, S-11, F-1, F-3 and F-4)…more
 /  Commercial Law & Contracts, Securities Law

Clarifying and Simplifying the Corporate Financing Rule: FINRA Seeks Comment on Proposed Amendments to Rule 5110

On April 12, 2017, the Financial Regulatory Industry Authority (“FINRA”) released a regulatory notice requesting comments on proposed amendments to FINRA Rule 5110 (commonly referred to as the Corporate Financing Rule, the…more
 /  Commercial Law & Contracts, Finance & Banking, Securities Law

Rhode Island Employers Face Uncertainty with Marijuana Legislation

As the Rhode Island General Assembly actively considers proposed legislation that would legalize marijuana use statewide, employers around the state are bracing for the impact in the workplace while they are already adjusting to…more
 /  Labor & Employment Law

Massachusetts Department of Revenue Adopts a Novel Administrative Position Requiring Large Out-of-State Internet Vendors To Collect Massachusetts Sales Tax – Will Other States Adopt the Same Position?

According to new Directive 17-1 issued by the Massachusetts Department of Revenue, beginning July 1, 2017, all out-of-state internet vendors that in the prior taxable year had greater than $500,000 in Massachusetts sales and had…more
 /  Commercial Law & Contracts, Taxation

Pre-Action Protocol for Debt Claims

The Ministry of Justice has published the final version of the Pre-Action Protocol for Debt Claims (the Protocol), which comes into force on 1 October 2017. The main principle of the Protocol is to provide debtors with…more
 /  Finance & Banking

Limitations on Debt Permissions

In a rather low key announcement back in March, the FCA announced changes to the limitations system it has in place for full permission credit brokerage firms with debt permissions. In practical terms these changes could…more
 /  Finance & Banking

Insurers/Reinsurers: Between a Rock and a Hard Place

A federal court in South Carolina recently adopted a Magistrate’s recommendation that an insurer’s communications with its reinsurers are relevant and discoverable. In ContraVest, Inc. v. Mt. Hawley Insurance Company, No…more
 /  Civil Procedure, Construction Law, Insurance
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