Because so many million homeowners across the United States are struggling to make their mortgage payments and facing foreclosure, the US Treasury Department under Making Home Affordable implemented the Home Affordable…more
Estate Planning – Wills
Planning for the smooth transition of your estate is one of the most loving acts an individual can do for their family. Families are often caught off guard during an emotional time. They are not only…more
Loan modifications have not been successful on a national level. The Obama administration is putting more pressure on servicers to help home owners have modifications under Making Home Affordable (HAMP). In part, the…more
On March 24, 2010, new Home Affordable Modification Program (“HAMP”) loan modification guidelines were issued, taking Effect on June 1, 2010. Whether you are struggling to make your first lien mortgage payment, are considering a…more
The basis for child support comes from the idea that both parents need to support their children. Most states use a set formula set by statute to set the child support amount.
Child support obligations are enforced by…more
Bankruptcy law is federal law, and a Chapter 13 bankruptcy, or Wage Earner Plan or Consumer Debt Adjustment, allows the debtors or consumers to enter a repayment plan through the bankruptcy court to keep most of their property. …more
A Chapter 7 bankruptcy is commonly referred to as a “liquidation” because the federal bankruptcy court discharges most unsecured consumer debts such as medical bills and credit cards balances. Not all unsecured debts are…more
The purpose of this article is to provide general information about bankruptcy to consumers, and the author encourages consumers to meet with a bankruptcy attorney for more specific information.
Congress has been given power…more
Most homeowners want to stop foreclosure, lower your mortgage payment, get approved for a loan modification, and save your home. Below are seven things home owners should know about loan modifications. Before wasting your time…more
Utah ranked fifth in the nation for foreclosure filings. In 2009, the top state foreclosure rates included Nevada (10.17%), Arizona (6.12%), Florida (5.93%), California (4.75%), and Utah (2.93%).
Utah homeowners need much…more
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