Tampa Bay Bankruptcy Center, P.A.

Means Test for Chapter 13 Bankruptcy

Most people are familiar with the need to pass a means test in Chapter 7 bankruptcy. The means test in Chapter 7 bankruptcy is to determine your eligibility in filing Chapter 7 as this type of bankruptcy is only permissible for…more

| Bankruptcy

Pre-bankruptcy Steps

In order to maximize the benefits of bankruptcy, you need to do it correctly. This entails filing for the suitable type of bankruptcy and following all instructions from your bankruptcy trustee. But many bankruptcy lawyers do…more

| Bankruptcy

What Bankruptcy Is For

In a difficult economy, many have resorted to bankruptcy protection to eliminate debt. But in order to draw the maximum benefit from the bankruptcy process, it is important that you fully understand what bankruptcy is for. Does…more

| Bankruptcy

When to Modify Loans, When to File Bankruptcy

If you are facing imminent foreclosure on your property, you may be weighing your options right now. There are two things you can do if you want to keep your home. First is to modify your loan and second is file a bankruptcy…more

| Business Organizations, Finance & Banking, Real Estate - Residential

Credit Card Transactions and Bankruptcy

If you are considering filing for bankruptcy protection, you must know about how your credit card transactions can affect your bankruptcy petition. The whole purpose of bankruptcy is to discharge your debts; it is not an excuse…more

| Bankruptcy, Commercial Law & Contracts, Finance & Banking

Bankruptcy and Evictions

If you are faced with an eviction notice from your landlord for not paying your rent, could you file a bankruptcy petition and repay your debt through bankruptcy? If it was before 2005, it was legally possible. But post-2005 is…more

| Bankruptcy, Civil Remedies, Commercial Law & Contracts, Real Estate -...

What Hinders You From Filing Bankruptcy

Generally there is only one primary reason people file a bankruptcy petition. People do so mainly because they have lots of debt and need to discharge it. However, people may have a hundred and one reasons why they do NOT file…more

| Bankruptcy

Your Bankruptcy Hinges On Financial Records

If you are a small business owner, say of a Mom and Pop shop, it’s quite common to take a casual approach to keeping accurate financial records. After all, your revenue may seem small and too insignificant to have your accounts…more

| Bankruptcy, Finance & Banking

When You Should Delay Filing Bankruptcy

Bankruptcy is your given right afforded to you by law to eliminate or reduce your debts. You do not have to continue shouldering a burden of crippling debt and constantly live under the harassment of creditors or debt…more

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Understanding Avoidable Preference in Bankruptcy

There is a little-known principle in bankruptcy called “Avoidable Preference” that could work to your detriment if not clearly understood. Let me explain. If you decide to pay off some debts in order to save certain assets from…more

| Bankruptcy

Good News for Above Median Debtors

If you are in financial problems and wish to file for bankruptcy, you will have to take a Means Test. This is to determine if your level of income is higher or lower than the average income level of a household of your size in…more

| Bankruptcy

Payments in Chapter 13 Bankruptcy

Would you like to know how much your monthly repayment will cost if you file for Chapter 13 bankruptcy? Unfortunately, no lawyer will be able to give you an exact figure. However, there are certain factors that come into play to…more

| Bankruptcy

Is Your Business Protected in Bankruptcy?

One of the most common things business owners do is incorporate their business so that the business and the owner are separate entities thus protecting the owner’s assets should the business go bust. But what if it is the other…more

| Bankruptcy, Business Organizations

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