"Sparked by perceived increases in deceptive practices and widespread confusion about the nature and cost of credit, the Truth in Lending Act of 1968 emerged from much the same sentiment that this year prompted the passage of…more
Now required to publicly report pricing information on home mortgage loans, lenders can expect class-action litigation asserting disparate-impact discrimination claims. Class action lawyers also will scrutinize and likely use…more
It has become increasingly evident that federal and state regulatory and law enforcement agencies, including the Federal Trade Commission, as well as the federal and state bank regulatory agencies, rating agencies, investors,…more
Over the course of the past several years, fair lending enforcement has emerged beyond Department of Justice investigations concerning discriminatory treatment of minorities with respect to real estate secured loans. Today, this…more
Consumer financial services companies are facing rapidly growing risk management and litigation issues involving compliance with laws and regulations prohibiting protected class discrimination, unfair and deceptive trade…more
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