Benjamin Skinner – Jackson White, P.C.

Arizona Bankruptcy and Tax Refunds

With Tax season upon us, the question on the minds of potential bankruptcy filers is, “How do we keep our tax refund after filing?” Some people opt to spend their tax refund outright. The problem with this strategy is that when…more
| Bankruptcy

Things to Know Before Agreeing to Co-Sign a Loan in Arizona

When a close friend or relative asks you to co-sign on a loan, it might be difficult to say no. But before you agree to help that person out, you should know exactly what you’re signing up for. Federal law requires creditors to…more
| Bankruptcy

What is an Adversary Proceeding?

Basically, an adversary proceeding is when one party files against another party (in the context of a bankruptcy case). There are only three parties that can file such a proceeding: the creditor, the trustee, and the debtor. The…more
| Bankruptcy

I Need to File for Bankruptcy in Arizona, but How am I Supposed to Come Up with Money for Attorney Fees?

Hearing the term “attorney fees” when filing for a bankruptcy can be a real nail biter. Let’s face it, if you are behind in paying other bills, hearing about a new expense can cause even more anxiety. The good news is, once you…more
| Bankruptcy

Is it Possible to Discharge My Student Loans in Arizona?

The short answer is yes, there is a way to discharge your student loans. However, the long and explicative answer is more complicated and less encouraging. Student loans are deemed a non-dischargeable form of debt, unless you…more
| Bankruptcy

Break the Chains of Student Loans and Get Financial Freedom!

Student loans are extremely common causes of debt for average Americans. Due to the rising cost of a college education paired with an unforgiving and dismal economy, more and more college graduates are falling victim to…more
| Bankruptcy

Twinkies and Wonder Bread File for Bankruptcy: What is to Blame?

The company responsible for Ho Hos, Twinkies, and Ding Dongs has announced that it has filed for bankruptcy protection. Hostess Brands filed for Chapter 11 bankruptcy once before, in 2004 when it was under the name Interstate…more
| Bankruptcy

Recovering from Holiday Finances

If you went all out for Christmas and got your spouse and children everything on their wish lists, your bank account might not be feeling the same warm glow of contentment as your family. If you want to avoid hitting rock bottom…more
| Bankruptcy

Will Kodak File Bankruptcy

Eastman Kodak Co., the notoriously innovative company that was credited with making the camera financially assessable to the greater public, is considering filing for Chapter 11 bankruptcy, according to the Wall Street Journal…more
| Bankruptcy

Deciding Between Short Sale and Bankruptcy for your Home in Arizona

Due to the unprecedented real estate market, many people are facing the very difficult question of whether to let their underwater homes go by short sale, foreclosure, or surrendering the home during bankruptcy. In many cases a…more
| Bankruptcy, Real Estate - Residential

Create Your Own Bankruptcy Calculator

Potential clients may hesitate to call a bankruptcy attorney, especially if they’re unsure about whether or not they even qualify to file. Alleviate hesitation and give your website visitors the confidence to call you by adding…more
| Bankruptcy

Cramdowns and Lien Strips: How Bankruptcy Can Decrease Your Arizona Mortgages

A popular bankruptcy topic is how it can help you with your mortgage(s). Arizona has been one of the hardest hit states in the country by the housing market crash, and those affected desperately want to improve their financial…more
| Bankruptcy

Filing for Bankruptcy in Arizona with Multiple Bank Accounts? Know What Money Creditors Can Target

It’s extremely common to have multiple names on a single bank account. Married couples do it all the time. Parents put their names on their children’s accounts. Domestic partners will often open joint accounts. Children will put…more
| Bankruptcy

Rest Assured, Filing Bankruptcy in Arizona Will Not Affect Your Custody Rights

Many people these days are facing divorce and bankruptcy at the same time. I’ve written blogs about the relationship between bankruptcy and divorce in the past, but the most recent question I received is one I have not addressed…more
| Bankruptcy

Filing for Bankruptcy in Arizona is Hard Enough! Don't Go Through it Alone; Let an Experienced Attorney Do the Work

I subscribe to a legal question and answer website where individuals ask questions about bankruptcy and attorneys, like me, answer them. In the last couple of weeks a number of people inquired whether or not it’s necessary to…more
| Bankruptcy
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Areas of Practice
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  • Real Estate
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