Berry, Sahradnik, Kotzas & Benson

Yes. Personal injury protection (PIP) is a required feature of automobile insurance in New Jersey. This part of your policy covers you or others persons injured in an auto accident. It can be referred to as your “no-fault”…more

Dog ownership is part of the American dream, along with the house, the two kids and the picket fence. But did you realize the type of dog you decide to bring into your home can actually impact your homeowners insurance?…more

If previously disabled workers are permanently and totally disabled as a result of a work-related injury, they are entitled to protection under New Jersey’s Second Injury Fund. The fund ensures that workers compensation benefits…more

In 2012, more than 590 people died in traffic accidents in New Jersey. That was 32 fewer than the previous year— a 5% decrease…more

More than 4,000 pedestrians lost their lives in 2010 in the United States after being struck by a motor vehicle. If you’re the driver involved, it’s important to take several early steps after an accident involving a pedestrian…more

All employers (corporations, partnerships and LLCs, and sole proprietorships) in N.J. are required to have workers compensation insurance. This includes companies that aren’t based in N.J. but have employees working here…more

A retail worker with a partial permanent disability from a workplace accident applies for a job later in the same company’s warehouse. He’s doing a good job, but when his new boss learns of the workers compensation settlement,…more

Each year about 4.5 million people are bitten by dogs. Dogs can and should be controlled by their owners. The failure of an owner to take proper precautions can lead to a lawsuit for damages by an injured victim…more

Employees have the right to seek workers compensation benefits when they are injured on the job. In return for receiving these benefits, injured workers are not permitted to sue their employers…more

Insurance companies are in the spotlight more than ever. After Superstorm Sandy many homeowners have been dealing with their insurers trying to thread through the detailed paperwork required to receive the benefits they believe…more

The purpose of workers compensation is to ensure employees receive appropriate compensation for injuries sustained during the course of employment, regardless of fault. You may sustain injuries due to your own negligence. But…more

Individuals who perform criminal acts potentially face two types of prosecution. (Is this the best word? Or might it be confusing to the lay person?) Regardless of the type of offense, they can deal with criminal charges,…more

Workers compensation is a no fault insurance program that provides benefits to workers who suffer job-related injuries or illnesses. Benefits include compensation for medical expenses, lost wages due to disabilities and…more

Particularly in cases of severe injury, victims can suffer pain at the time of the injury — and long after achieving the fullest recovery possible. The law considers extensive residual pain and life changes caused by disability…more

Under New Jersey law, employers must carry workers compensation insurance, either through an insurance carrier or a self-insurance plan. Although employers or their insurers can deny claims for very specific reasons, such as…more