When you can't keep up with your mortgage payments, loan modifications can be a life saver. But, many times, though difficult, people could continue making their regular monthly mortgage payments. Instead, they get lured by the…more
Loan Modifications can be a blessing, if you can get one. But, if you are like most Americans these days, putting your hopes in a loan modification can be a recipe for disaster…more
Debt Settlement Companies sounds like a tempting option when you think you have no other options. The only problem is that these companies are a sham, not a real solution…more
Timing, that's what life is all about. And when it comes to bankruptcy, in particular, timing the filing of the bankruptcy filing, the timing is vital. At the first sign of trouble go and see a bankruptcy lawyer for a free…more
Virginia's Bankruptcy laws are in dire need of change when it comes to the bankruptcy exemptions meant to protect the public. Find out what you can do to get the attention of the General Assembly and make a difference…more
Virginia's lack of adequate bankruptcy exemptions can be devastating for many folks. For these Virginia residents who have considerable equity in their home, they simply cannot file for bankruptcy. They are afforded no…more
Have you filed your bankruptcy case with the court? Have you been informed that you will have to attend the Creditor's Hearing? Have questions about what this hearing is all about? This article will answer those questions for…more
If you cannot qualify for a chapter 7 bankruptcy and are forced to file a chapter 13, then the liquidation test is something that you have to be aware of. If you have a bunch of equity in your Virginia home(s) then you are…more
Bankruptcy exemptions in a chapter 7 are critical, and the state in which you reside can make all the difference. For a dramatic demonstration comparing your ability to exempt/protect your home in Virginia versus Washington, DC…more
Bankruptcy filers: Be especially careful if you bank at with Wells Fargo or Wachovia…more
Pay close attention to where you bank and what loans you have with that bank if you are about to file for bankruptcy...otherwise you may be facing an unpleasant surprise…more
Now that you guys are married take these crucial steps to ensure that your home and the equity you build up is protected in the event that either of you have to file for bankruptcy one day…more
The notice of foreclosure sale might not be the last time you hear from your bank…more
Your income, household size and how it affects your right to qualify for a chapter 7 bankruptcy in Virginia…more
Bankruptcy and the implications on the car you are making payments on…more
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