Chandra Lantz – Hirschler Fleischer

PO Box 500  Richmond, Virginia Area, VA 23219-0500, United States

Can You Use Third-Party Payments to Satisfy Your Self-Insured Retention?

Many companies seek to minimize insurance premiums and balance risk by utilizing self-insured retention as part of their insurance programs. Just how the SIR obligation must be paid, however, is one of the newer battlegrounds…more

Virginia General Assembly - February 6, 2014 Update on Proposed Laws of Interst to the Construction and Development Industries

The Virginia General Assembly continues to move several notable proposals for new or amended laws that could impact the real estate and construction industries. Proposed laws include teh ability to collect attorneys fees from…more

Virginia General Assembly Update: Proposed Legislation Of Interest To Construction And Development Industries

The General Assembly already this Session has tabled, stricken, or passed by numerous proposed bills that may have impacted subdivision, zoning, mechanic’s liens, public procurement and other issues of importance to the…more

Virginia General Assembly 2014: Proposed Laws That May Impact Your Development and Construction Businesses

The 2014 Virginia General Assembly now is considering several pieces of legislation that could impact construction and real estate development in Virginia. Issues include changes to subdivision and zoning processes, new home…more

Voluntary Payments and No-Action Clause Bars Contractor's Claim for Construction Damage

Most insureds recognize that insurance policies only cover particular types of losses. Many insureds, however, may not realize that an insurance company has no obligation to pay even a covered loss if the insured fails to comply…more

New Supreme Court Case Directs That Forum Selection Clauses Must Be Enforced In All But "Most Unusual" Circumstances

It’s not often that the Supreme Court of the United States (SCOTUS) resolves construction contract disputes between private companies. But last week, the SCOTUS did just that when it agreed with a Virginia contractor that the…more

Insurers To Policyholders: Tell Me No Lies, or Even Nothing At All.

The first step toward obtaining insurance coverage can be the most important. The path to coverage begins with completion of an often detailed, sometimes onerous application for insurance. An applicant must certify his or her…more

Gimme One Reason: Alabama Supreme Court Concludes Insurer Only Needs One Debatable Reason To Overcome Bad Faith Claim

Taking your insurer to task for bad faith handling of a claim just became harder in Alabama. Bad faith lawsuits traditionally have allowed policyholders to recover their costs and additional damages when an insurer improperly…more

Certificates of Insurance Can Create Troubling Coverage Gaps

Nearly all construction projects involve a minefield of insurance requirements pushed on to the contractors, subcontractors, construction managers, and design teams assembled for a project build. Not every team member gets every…more

Don't Assume Your Policy Means What It Seems To Say: "Suit" Doesn't Always Mean Just "Lawsuit"

Insurance policies grant coverage and then chip away at that broad coverage through exclusions, exceptions and limitations on the insurer’s duties. The duty to defend an insured under a typical comprehensive general liability…more

Some Products Are Just Too Defective For Defective Products Coverage

Many businesses do not know that they can be sued for selling or installing a defective product, even if they did not manufacture it. If a product is defective, however, retailers, wholesalers, and installers – not just…more

AIA Takes Leap Forward With New BIM and Digital Data Forms

The American Institute of Architects (AIA) released new contract addendums for use on projects utilizing digital data or building information management (BIM) technology. The explosion in digital data and BIM prompted AIA to…more

The Breadth of Pollution Exclusions Can Eliminate Coverage Across Decades

Pollution exclusions can appear in many types of policies – commercial general liability, director and officer, property, and professional liability to name just a few common examples. The types of exclusions vary – but…more

Connecticut Joins States Recognizing Insurance Coverage for Defective Subcontractor Work

The Connecticut Supreme Court released an opinion ending uncertainty in the state over insurance coverage under commercial general liability policies for property damage caused by defective subcontractor work. Reviewing the…more

Water Leaks Are An Ongoing Battleground For Insurance Coverage and Creative Policy Interpretation

Insurance companies work to protect their policyholders from risk. But the protection ends at the four-corners of the policy document itself: insurance, after all, is a contract based risk-sharing business, not a lottery. As…more
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