California Insurance Commissioner Dave Jones announced the hiring of Consumer Watch, a true consumer advocate in the sometimes-sordid world of the powerful and well-funded Insurance Industry. He hired Consumer Watch to audit…more
In the world of personal injury claims, attorneys handle either workers compensation claims or "third party" claims (when someone other than yourself outside of your employer causes the accident). Russell & Lazarus is one of…more
Death and injury has dramatically reduced since the 1960’s as a result of the good work of Consumer Groups and Trial Attorneys passing laws and filing lawsuits respectively, which hold accountable individuals and companies for…more
There is the public misconception that because you are hurt in an automobile collision, the insurance company for the party who caused the collision magically opens its wallet to compensate you to the tune of thousands and…more
Picture this: Four 20-something, young males out on the town celebrating whatever twenty-something males celebrate. They enter Jack's Cantina and Brewery, a place known for wild parties and even wilder patrons, with the "wild"…more
The term "ambulance chaser" gives rise to the image of an ambulance speeding down the street with 10-12 lawyers in pin stripe suits following right behind, eager to get someone just injured in some type of accident to sign the…more
The dirty little secret here is that the doctor (or his insurance company) will never even pay the $250,000 amount because they know that is the most damage that can be done to them at trial -- so why offer the innocent victim…more
The goal with this article is to give the consumer an action plan to avoid being victimized twice in an injury-causing accident (by the accident and later dealing with insurance) and to share the importance of having the correct…more
The consequences of inadequate auto insurance coverage can be devastating both for the owner of a given insurance policy and for the individual who has been injured. If the owner of an insurance policy has inadequate coverage,…more
The result of Prop 213 is that if your absent-minded Aunt Betsy, who forgets to drop her insurance premium payment in the mail because her cat knocked the envelope off the kitchen counter, gets creamed by a Sears truck that runs…more
Most people buy auto insurance like they buy groceries. They go online, enter their driving history, take a look around for the best price, get what they think they need, and never think about it again until the following year…more
At this point in the evolution, or de-evolution, of the insurance industry practices, the insurance companies see themselves more as investment companies than insurance companies. Their goal seems to be to take money in and…more
The second most common policy (behind auto insurance) that comes into play with personal injury claims is the homeowners’ policy. There are SIX main features of a Homeowners policy that provide coverage for various losses…more
The reason why no insurance or no assets is a fatal flaw is because as the old idiom states “it is impossible to squeeze blood out of a turnip”, meaning that you can’t get money from someone who has no money. In most cases the…more
Many Californians are injured on the job each day. If you are one of the thousands of Southern California employees injured while working, you might believe that only your employer is to blame and hope that if you sue, you can…more
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