Clint Rockwell heads the firm's Los Angeles office and advises a variety of financial services clients, including banks, mortgage companies, secondary market loan purchasers, commercial lenders, and securities broker-dealers, regarding regulatory, licensing, compliance and transactional matters. Mr. Rockwell's practice has a special focus on Federal Housing Administration (FHA) lending-including the formation of FHA lending platforms and representing clients before HUD in connection with approval, program administration, and enforcement issues. He also represents lenders in connection with reverse mortgage programs, and state-licensed lenders in state examinations and enforcement actions.
Specifically, Mr. Rockwell has been involved with matters including:
Federal preemption of state consumer and commercial credit laws;
Federal and state laws regarding proposed financial products and services, including the impact of Alternative Mortgage Transaction Parity Act (AMTPA) preemption, interest exportation, National Bank Act, and Home Owners’ Loan Act (HOLA) preemption on proposed financial products and operations;
State high-cost home loan laws;
Licensing and regulatory compliance in connection with state mortgage banker, broker, consumer and commercial loan laws;
Home Mortgage Disclosure Act (HMDA), Truth in Lending Act (TILA) Equal Credit Opportunity Act (ECOA), and other federal law compliance for national mortgage lenders;
Real Estate Settlement Procedures Act (RESPA) compliance, including affiliated business arrangements and joint ventures;
Consumer and commercial compliance audits;
Regulatory analyses regarding residential mortgage lending, commercial lending, real estate brokerage, loan sale/purchase, and electronic funds transfers
Rate exportation/most favored lender issues;
Formation of Federal Housing Administration (FHA) and Veterans Administration (VA) lending platforms and FHA compliance;
Federal and state enforcement examinations.
B.A., University of California, San Diego, 1999 (cum laude)
J.D., George Washington University, 2002
LL.M., University College London, 2003