Isaac Benergui – Law Offices of Isaac Benmergui, P.A.

What is a Special Assessment?

Homeowner’s fees and condo association fees are generally charged monthly or yearly. These amounts increase every few years to keep up with inflation…more

What is a Nominee Loan?

by Isaac Benmergui, Esq During the housing boom, the nominee loan was large part of many mortgage fraud schemes. An individual with good credit would take out a loan, and then forward the funds to another individual who then…more

How do I Figure out my Loan-to-value Ratio?

Whether you need money to improve your home or to fix up a rental property, a home equity loan can help. A home equity loan allows you to take money back out of your home to use for anything you want. Before the housing crash,…more

Can I get a HELOC on my Rental Property?

Getting a home equity loan on your rental property may be a little harder than finding a bank who is willing to lend to you based on the value of your residence. That’s because rental properties are a little more expendable, so…more

What are Florida Sunshine laws?

The Florida Sunshine law—sounds cheerful, right? The Florida Sunshine laws were put into place to keep government officials in check and ensure that meetings were being conducted in an open, transparent way that allowed the…more

Are New or Existing Homes a Better Investment?

With home construction on the rebound, there is plenty of new construction to choose from. But is it a better deal than buying an existing home? Which one is the better investment?…more

What Options are there Other than Foreclosure?

When you can no longer afford your home, foreclosure doesn’t have to be your only option. There are several ways you can get out from under a home without foreclosing, although they all affect your credit score to some degree…more

How do you Combine Condo or Apartment Units?

When you have a small condo, an easy way to increase the space and value of your investment is to buy an adjacent unit and combine units. Although this can be a complicated and slow process, you can usually sell the combined…more

What is the Smallest Down Payment I Can Put Down on a Property?

The down payment has always been one of the biggest hurdles for home ownership. It’s such a problem that some people take out a second mortgage rather than saving up such a large sum, or fall for rent-to-own schemes. The fact…more

The Questions You Need to Ask Your Real Estate Attorney

Your real estate agent is available to answer most questions that arise during a real estate transaction. However, when you are making a decision on an investment, a short sale or you’re facing foreclosure, you need to obtain…more

How Long Does the Escrow Company Have to Return my Earnest Money?

Earnest money is the deposit you put down on a home when you make an offer. It’s a kind of carrot to show the seller you are serious so that they will take the home off the market while you work out the deal. Earnest money is…more

How to Evaluate Investment Property

As the market saw in 2008, real estate can depreciate. You can’t count on the price of homes always going up. But with the right tools to calculate the value of investment, you can purchase like a pro…more

Types of Real Estate Investments

When it comes to real estate investing, most people are only familiar with one type: residential. Reality shows like Flip This House have popularized this one kind of investment, but there are many more opportunities out there…more

Types of Commercial Leases

When you are considering a commercial property, the rent roll can tell you who is renting there, what they pay and how long they have before they can renew or move. But just as important as being familiar with the tenants is…more

When is the Best Time to Buy in a Revitalization Zone?

Gentrification is a dirty word. It’s everything that’s wrong with America—people who have been living in an area for years, struggling to make it livable, and then in come the developers. They fix everything up, hipsters move in…more
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Miami/Fort Lauderdale Area, 33154United States

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Areas of Practice
  • Real Estate
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