John Kromer, co-managing partner of BuckleySandler LLP, advises clients on compliance with state and federal laws applicable to mortgage companies, consumer finance companies, real estate companies, commercial lenders and other financial institutions. He counsels clients on laws governing licensing, usury, advertising, disclosures, privacy, money laundering and loan documentation. Mr. Kromer regularly assists financial services firms to develop, structure and negotiate business relationships, including joint ventures and outsourcing arrangements. He also advises financial and strategic purchasers of financial services firms in connection with regulatory matters, including due diligence of companies, assets and portfolios. In addition, he represents clients on federal and state legislative matters.
Mr. Kromer is the Chair of the Housing Finance and RESPA Subcommittee of the Consumer Financial Services Committee of the Business Law Section of the American Bar Association and serves on the Advisory Council of the American Association of Residential Mortgage Regulators.
Mr. Kromer is a frequent panelist at industry conferences discussing legal issues affecting mortgage companies and consumer lenders. He is a co-author of Residential Mortgage Lending: State Regulation Manual; Residential Mortgage Lending: Brokers; Pratt’s State Regulation of Second Mortgages and Home Equity Loans; Mortgage Bankers Guide to Regulatory Compliance; and The Law of Electronic Signatures and Records, and has written numerous articles for consumer financial services industry publications.
Before joining BuckleySandler, Mr. Kromer was a partner with Goodwin Procter LLP and, prior to that, a partner with Negroni & Kromer, PLLC.
Prior experience includes work as a legislative assistant to U.S. Representative Larry J. Hopkins (KY) from 1988-1990 for banking, housing, budget and tax issues, and as a legislative intern to Virginia State Senator Edgar Robb from 1992-1993.
B.A., University of Notre Dame (magna cum laude)
J.D., University of Virginia