John Skiba – Skiba Law Group, PLC

Sued by a Debt Collector? Don’t Ignore it!

The overwhelming majority of families that are sued by debt collectors either don’t get proper notice or simply ignore it. This isn’t the first (or even second) time I have written about this. Every now and again – usually…more
| Finance & Banking

2 Simple Ways to Stop Debt Collectors from Calling

With all the regulations governing debt collectors the telephone is still the quickest (and most annoying) way for a debt collector to try and get in touch with you. Even though debt collectors are clearly aware that most people…more
| Finance & Banking

John Oliver Exposes the Ugly Secrets of Debt Buyers

Today in my Facebook feed I was surprised to see John Oliver of “Last Week Tonight” do a segment on how debt buyers are hurting consumers across the country – and he even put the spot light on Arizona as one of four states that…more
| Consumer Protection, Finance & Banking

Damages for Arizona FDCPA Violations

The Fair Debt Collection Practices Act (“FDCPA”) is a federal law that sets the rules for debt collectors can do and say while trying to collect on a debt. While the FDCPA is a federal law, it protects Arizona residents from the…more
| Civil Procedure, Consumer Protection, Finance & Banking

Car Repossession Turns Deadly

A recent car repossession in Utah turned deadly after a 35 year old mother of two attempted to flee from the repo man who in turn took chase after the woman. The Police report states that their vehicles reached speeds of 70…more
| Consumer Protection, Finance & Banking

CFPB Stops Law Firm & Debt Buyer from Filing Illegal Debt Collection Lawsuits

Recently the Consumer Financial Protection Bureau (CFPB) entered an order to stop a New Jersey debt collection law firm and the junk debt buyer from filing illegal debt collection lawsuits. The law firm Pressler & Pressler…more
| Civil Procedure, Consumer Protection, Finance & Banking

Sued by Razor Capital in Arizona? We Can Help.

Have you been sued by Razor Capital? Even though Razor Capital is not an Arizona debt buyer they do file a large number of lawsuits in Arizona courts. Razor’s business model is to purchase old charged-off credit cards, auto…more
| Civil Procedure, Finance & Banking

Sued by Cortez Investment Co. ? We Can Help.

Have you been sued by Cortez Investment Co., LLC? If you live in Arizona and have fallen behind on a Citibank credit card there is a good chance you could get sued by Cortez Investment Co. through their lawyers at the Hameroff…more
| Civil Procedure, Finance & Banking

The Ultimate Arizona Bankruptcy Guide – Pt. 5 – The Automatic Stay

People don’t want to file for bankruptcy. Often the decision to file for bankruptcy only occurs after a point is reached where something financially painful is about to happen. Wage garnishment. Foreclosure. Debt collection…more
| Bankruptcy, Finance & Banking

How Facebook Can Help You Eliminate a Default Judgment

Every single day I meet with people in my law practice who come to me with a wage garnishment stemming from a judgment that, until now, they had no knowledge of. In order to garnish wages it is generally necessary to file a…more
| Civil Procedure, Finance & Banking

The Court Doesn’t Care

Did you have to stop paying your bills because you lost your job, got sick, go divorced? The court doesn’t care. Are you in debt because your business that you worked night and day at failed? The court simply does not care…more
| Bankruptcy

A Consumer’s Guide to Midland Funding Debt Collection Lawsuits (pt. 2) – Service of the Summons and Complaint

Even though Midland Funding is a debt collector its business model really isn’t about calling you on the phone or sending you threatening letters – they sue people. And they do so in huge numbers. In 2008 Midland filed more than…more
| Business Organizations, Finance & Banking

Big Win for Consumers against Midland Funding in Arizona Court of Appeals

Recently I had the privilege of arguing a debt collection case on behalf of a client against Midland Funding. The case was heard by the Arizona Court of Appeals and had to deal with one of the big issues when it comes to junk…more
| Civil Procedure, Consumer Protection, Finance & Banking

The Ultimate Arizona Bankruptcy Guide – Pt. 4 – Beginning the Court Process

In most consumer bankruptcy cases most of the heavy lifting when it comes to the work involved is done prior to the actual filing of your bankruptcy documents with the bankruptcy court. Now that everything is ready to it is time…more
| Bankruptcy

The Ultimate Arizona Bankruptcy Guide – Pt. 3 – Getting the Process Started

After a determination is made whether a chapter 7 bankruptcy or a chapter 13 bankruptcy would be better suited to solving your debt situation, it is time to get the ball rolling and start the process. You should be warned…more
| Bankruptcy
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1640 South Stapley Drive
Suite 127
Mesa, Arizona 85204, United States

  • 480-420-4028
  • 480-302-7844

Areas of Practice
  • Bankruptcy
  • Debtor/Creditor
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