John Skiba – Skiba Law Group, PLC

1640 South Stapley Drive Suite 127  Mesa, Arizona 85204, United States

  • 480-420-4028
  • 480-302-7844

How to Appeal a Debt Collection Judgment from an Arizona Justice Court

What if you lose? When it comes to debt collection lawsuits there are no guarantees. While cases filed by junk debt buyers are often similar in the underlying facts, there are several procedural and evidentiary issues…more
| Civil Procedure, Consumer Protection

What to Expect at Mediation in Arizona’s Justice Court System

A little known fact is that in Arizona very few debt collection cases make it to trial. Most debt collection lawsuits either end up with a default judgment because the person being sued didn’t file an Answer with the court, or…more
| Alternative Dispute Resolution (ADR)

When it Comes to Answering Debt Collection Lawsuits – Keep it Simple

The other day a client hired me to help them in fighting debt buyer Midland Funding. I drafted the Answer – the document that is submitted in response to the Complaint filed by Midland. I was reviewing it with the client and…more
| Bankruptcy, Civil Procedure

Watch Out for This Sneaky Debt Buyer Tactic!

Recently I had a conversation with an attorney who represents Midland Funding, LLC here in Arizona. He said that about 95% of Midland Funding cases are filed in the Arizona Justice Courts. In Arizona, debt collection cases…more
| Bankruptcy, Civil Procedure

Buyer Beware – Why You Should Avoid Document Preparers for Your Bankruptcy

All legal documents…….Perfect? Wow! This person could have gone with “documents prepared right!” or “documents prepared to high standards!” But they went with “perfect”. That is setting the bar pretty high!…more
| Bankruptcy

Bankruptcy Lessons from a “Real Housewife”

One of the stars of “Real Housewives of New Jersey”, Teresa Giudice, and her husband Joe, recently plead guilty to concealing assets in their bankruptcy case and now face up to 46 months in jail…more
| Bankruptcy

Is the Judicial System Biased Against Consumers?

From the day you are served with the debt collector’s Summons and Complaint you find yourself thrust into the Arizona civil judicial system. If the debt collector who has sued you is one of the large debt buyers like Midland…more
| Civil Procedure, Consumer Protection

5 Things to Consider Before You Take on Midland Funding By Yourself… (#3 Might Surprise You)

Should you represent yourself in your debt collection lawsuit with Midland Funding, LLC? Many people who get sued by a debt collector often take up the battle alone – spending late nights scouring the internet hoping to find…more
| Bankruptcy

JDB 045: Book It! – How to Grow Your Law Practice by Writing a Book

In this episode of the JDBlogger Podcast I interview New York medical malpractice attorney John Fisher. Mr. Fisher is the author of the new book The Power Of A System: How To Build the Injury Law Practice of Your Dreams. In…more
| Law Firm Marketing

Autopsy of a Debt Collection Lawsuit – How to Overturn a Default Judgment in Arizona

Autopsy of a Debt Collection LawsuitRecently I read an article that said nearly 98% of debt collection lawsuits ended up in a default judgment. A default judgment is entered with the person getting sued doesn’t respond to the…more
| Civil Procedure, Consumer Protection

I Don’t Care Why You Are Here.

Over the years I have met with literally thousand of families who are going through one form of debt crisis or another. The pain is real that these people are going through. And most are incredibly embarrassed to even be…more
| Bankruptcy

Can I Pay Off My Chapter 13 Bankruptcy Case Early?

Chapter 13 bankruptcy requires that you make a monthly payment to your creditors over a three to five year period. Before we even file your chapter 13 bankruptcy case with the court I will work with you to put together your…more
| Bankruptcy

JDB 043: Strategy Session – Inside the Website Redesign of Skibalaw.com

Recently I redesigned my law firm website. If you have been through the process of launching a website or even redesigning a website you know that it can be a long and tedious process, much like building a house (okay, not that…more
| Law Firm Marketing

Are Your Student Loans in Default? Check out these 2 Ways to Solve the Problem.

Are your student loans in default? If so you aren’t alone. Default rates on student loans are at their highest rate in decades. Once a student loan is considered in default you run the risk of wage garnishment, lawsuits, and…more
| Consumer Protection

2 Things You Can Learn from My Latest Debt Buyer Trial

Recently I had a trial where a debt buyer had sued one of my clients. When debt buyers like Midland Funding, Portfolio Recovery, and CACH, LLC file lawsuits they often struggle to prove their case due to their lack of evidence…more
| Civil Procedure, Consumer Protection
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