John Skiba – Skiba Law Group, PLC

Sued by Razor Capital in Arizona? We Can Help.

Have you been sued by Razor Capital? Even though Razor Capital is not an Arizona debt buyer they do file a large number of lawsuits in Arizona courts. Razor’s business model is to purchase old charged-off credit cards, auto…more
| Civil Procedure, Finance & Banking

Sued by Cortez Investment Co. ? We Can Help.

Have you been sued by Cortez Investment Co., LLC? If you live in Arizona and have fallen behind on a Citibank credit card there is a good chance you could get sued by Cortez Investment Co. through their lawyers at the Hameroff…more
| Civil Procedure, Finance & Banking

The Ultimate Arizona Bankruptcy Guide – Pt. 5 – The Automatic Stay

People don’t want to file for bankruptcy. Often the decision to file for bankruptcy only occurs after a point is reached where something financially painful is about to happen. Wage garnishment. Foreclosure. Debt collection…more
| Bankruptcy, Finance & Banking

How Facebook Can Help You Eliminate a Default Judgment

Every single day I meet with people in my law practice who come to me with a wage garnishment stemming from a judgment that, until now, they had no knowledge of. In order to garnish wages it is generally necessary to file a…more
| Civil Procedure, Finance & Banking

The Court Doesn’t Care

Did you have to stop paying your bills because you lost your job, got sick, go divorced? The court doesn’t care. Are you in debt because your business that you worked night and day at failed? The court simply does not care…more
| Bankruptcy

A Consumer’s Guide to Midland Funding Debt Collection Lawsuits (pt. 2) – Service of the Summons and Complaint

Even though Midland Funding is a debt collector its business model really isn’t about calling you on the phone or sending you threatening letters – they sue people. And they do so in huge numbers. In 2008 Midland filed more than…more
| Business Organizations, Finance & Banking

Big Win for Consumers against Midland Funding in Arizona Court of Appeals

Recently I had the privilege of arguing a debt collection case on behalf of a client against Midland Funding. The case was heard by the Arizona Court of Appeals and had to deal with one of the big issues when it comes to junk…more
| Civil Procedure, Consumer Protection, Finance & Banking

The Ultimate Arizona Bankruptcy Guide – Pt. 4 – Beginning the Court Process

In most consumer bankruptcy cases most of the heavy lifting when it comes to the work involved is done prior to the actual filing of your bankruptcy documents with the bankruptcy court. Now that everything is ready to it is time…more
| Bankruptcy

The Ultimate Arizona Bankruptcy Guide – Pt. 3 – Getting the Process Started

After a determination is made whether a chapter 7 bankruptcy or a chapter 13 bankruptcy would be better suited to solving your debt situation, it is time to get the ball rolling and start the process. You should be warned…more
| Bankruptcy

A Consumer’s Guide to Midland Funding Debt Collection Lawsuits – Chapter 1 Who is Midland Funding?

Each and every year there are hundreds of thousands of lawsuits filed across the country by companies known as “junk debt buyers”. Despite the huge volume of lawsuits there are relatively few lawyers who handle these types of…more
| Commercial Law & Contracts, Finance & Banking

What “Making a Murderer” Should Teach You About Your Debt Collection Lawsuit

This weekend I finally gave in and started watching the series on Netflix “Making a Murderer”. If you were like me and haven’t started binge watching this documentary here is a brief synopsis – Steven Avery gets convicted of a…more
| Bankruptcy, Finance & Banking

Arizona’s Default Judgment Problem

Arizona has a default judgment problem. Every day I meet with families and individuals who have been notified that their wages are about to be garnished based upon a default judgment entered years ago that they didn’t even know…more
| Bankruptcy, Finance & Banking

The Ultimate Arizona Bankruptcy Guide (pt. 2)

There are different types of bankruptcy designed to help different types of debt problems. Most consumers file either a chapter 7 or chapter 13 bankruptcy. In this article I will walk you through the differences between a…more
| Bankruptcy

The Ultimate Arizona Bankruptcy Guide (pt.1)

Bankruptcy is a big decision and one that most people want to avoid at nearly all costs. However bankruptcy is a powerful tool that can help you deal with your debt problem once and for all and in most cases the benefits…more
| Bankruptcy

How to Avoid a Process Server

I would guess that I meet with at least two people daily who tell me that they know a process server has been coming by the house but they have been avoiding him and the lawsuit they know the process server is bringing with him…more
| Bankruptcy, Civil Procedure
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Contact

1640 South Stapley Drive
Suite 127
Mesa, Arizona 85204, United States

  • 480-420-4028
  • 480-302-7844

Areas of Practice
  • Bankruptcy
  • Debtor/Creditor
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