Kevin Johnson – Incictus Legal Group, PLLC

49 Macomb Place Suite 9
Mt. Clemens, MI 48043, United States

Can You Really Get Rid of a Second Mortgage Lien in a Chapter 13?

Yes, it is possible but only in a Chapter 13, under certain circumstances. First you have to qualify for a Chapter 13, which means you have some money to pay back to your creditors. If you are unemployed, underemployed, or not…more
| Bankruptcy

Can I Get Rid of Student Loans in Bankruptcy?

This is a hot button question I get asked all the time. It's no wonder, with about 1 trillion dollars (that's more than the auto industry bailout and the Wall Street bailout) in student loan debt in this country and a very bleak…more
| Bankruptcy

Detroit Bankruptcy Lawyer: 5 Things to Ask Your Bankruptcy Lawyer Before Hiring.

The decision to file bankruptcy is a serious decision to make, and one people make reluctantly. Many people are unfamiliar with the process and not knowing if you are choosing the right bankruptcy lawyer only makes a difficult…more
| Bankruptcy

Metro-Detroit Criminal Lawyer: Can I Refuse the Field Sobriety Tests (FST)?

If you are pulled over in Michigan, one of the first things the officer will ask is "will you submit to the Field Sobriety Tests (FST)?". Before we discuss whether you should refuse them, we need to know a little bit more about…more
| Criminal Law

Metro-Detroit Criminal Lawyer: What are Standardized Field Sobriety Tests in Michigan?

Standardized Field Sobriety Tests (SFST) were developed by the National Highway Transportation Safety Administration (NHTSA) in order to assist the officer in determining probable cause to arrest a driver for DUI (or in…more
| Criminal Law

Metro-Detroit Criminal Lawyer: Can I Legally Refuse the Preliminary Breath Test in Michigan?

After the officer has conducted the field sobriety test (FST), and the officer still believes you have been drinking (which is usually the case), they will ask you to submit to the PBT. The PBT works by using a fuel cell that…more
| Criminal Law

Metro-Detroit Criminal Lawyer: 10 Things to Know When You Are Pulled Over for DUI in Michigan

10 important things to know if you are pulled over for a DUI in Michigan. Attorney Kevin C. Johnson discusses your rights…more
| Criminal Law

Metro-Detroit Criminal Lawyer: Should I Tell the Cop I've Been Drinking if Asked?

What should you do when you are pulled over and asked if you have been drinking by a cop? Attorney Kevin C. Johnson discusses your rights DUI rights…more
| Criminal Law

Metro-Detroit Criminal Lawyer: Why Casey Anthony Was Found Not Guilty.

Metro-Detroit Criminal Lawyer, Kevin C. Johnson, discusses how Casey Anthony was found not guilty under the American standard of law…more
| Criminal Law

Metro-Detroit Divorce Lawyer: What is "No Fault" Divorce in Michigan?

So, you've heard of no fault insurance, but have you heard of "no fault" divorce? No fault divorce is the law in Michigan and it governs how a divorce is handled. Simply stated, the only thing that has to be alleged in a divorce…more
| Family Law

Detroit Bankruptcy Lawyer: I Need A Cheap Bankruptcy 'cause I'm Broke

Your Detroit Bankruptcy Lawyer took a call this week and a potential client in need and these were the first words out of his mouth. Now if you have been following my articles, you know I wrote before on why it's not a good idea…more
| Bankruptcy

Metro-Detroit Divorce Lawyer: 5 Things You Should Not Do During Your Divorce

Divorce is never an easy process and can be complicated at times. But these are some of the things you should not do during your divorce. …more
| Family Law

Detroit Bankruptcy Lawyer-How Long Will My Chapter 7 Take?

I get asked this many times and it is a very good question. Simply stated, it will be quicker than you think. In the Eastern District of Michigan, Detroit Division the time it takes to complete your Chapter 7 is about 3-4…more
| Bankruptcy

Detroit Bankruptcy Lawyer: How Much Do You Charge For A Chapter 7?

Of all the questions I get asked on a daily basis, this is the last question anyone should be asking of their bankruptcy attorney. Bankruptcy is very complicated and very technical and if done right, it can get you a fresh…more
| Bankruptcy

Detroit Bankruptcy Lawyer: What About Whole Life Insurance And Bankruptcy?

A whole life can be exempt in a chapter 13 and may be exempt under a Chapter 7, depending on whether the Federal or State exemptions work in your favor…more
| Bankruptcy
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