Joseph A. Mullaney, III – Consumer Litigation Group

Portfolio Recovery Associates thrives on collecting junk debt but diversifies by collecting delinquent taxes…more

A New Jersey Consumer’s annuity is partially protected from garnishment, but there are important details that he or she must know…more

Asset Acceptance effectively paid $0.0295 for each dollar of debt it now controls. To value the portfolios’ per dollar cost, you divide the $59 million purchase price with the face value of $2 billion to arrive at just under 3…more

National Credit Adjusters, LLC is a national “debt clearinghouse” that purchases defaulted payday loans. Grabbing payday loans from all over the nation, National Credit Adjusters attempts to collect them in the respective…more

Although Asset Acceptance denied leaving such an inflammatory and clearly unlawful voicemail, it thought the old maxim of “if the facts are bad, argue the law…” would extricate itself from its untenable situation…more

EDCAA seeks to revalue the $1000.00 penalty into today’s dollars based on the Consumer Price Index. This provision would recalculate the $1000.00 into 2012 dollars. Thereafter, EDCAA will permit the Consumer Price Index to…more

www.ConsumerLitigators.com In this consumer protection matter, a consumer sued a debt collection law firm under the Fair Debt Collection Practices Act (FDCPA) for having sued the consumer in a state-court collection action. …more

$12.5 million dollars is the value of LVNV Funding and Resurgent Capital’s concessions to end the Licensing Board’s right to engage in administrative hearings in which evidence could be made public. In a July 2012 Licensing…more

www.ConsumerLitigators.com A consumer was alleged to owe a Discover Bank credit card after she defaulted and was unable to pay the remaining balance. Discover Bank hired the Pennsylvania collection law firm, Stock & Grimes,…more

Midland Funding ignores the applicable statute of limitations…more

An important victory for consumers alleged to owe credit card debt, a federal court decided that the Pennsylvania Borrowing statute, 42 Pa. C.S.A. 5521, applies to debt collection lawsuits filed against Pennsylvania consumers by…more

Federal court finds that the PA "borrowing statute" will import into Pennsylvania a foreign state's statute of limitations (SOL) if the cause of action arose there and the foreign state's SOL is shorter…more