Long term care is very expensive, even at home. And costs are rising much faster than the average cost of living. This article discusses the ways of paying for such care. Since Medicaid is a likely option for many people, the…more
Selling your home is never easy, even if you don't have to coordinate the sale with a purchase. This article will walk you through it, from pricing and prep work through closing. Be prepared. Get competent help early in the…more
This is a discussion of the documents that everyone should have in place: a Last Will and Testament, Power of Attorney, Health Care Proxy and Living Will. You may also designate someone to control the disposition of your…more
This article expands on the article that discusses paying for home care by explaining the basics of several additional Medicaid programs that are available for those who qualify…more
The law in New York allows people to designate someone in writing to make decisions regarding disposition of remains. Although many people will find this unnecessary, with the increase of multiple marriages, same-sex…more
Recently the folks at a local newspaper forwarded to me a letter they received from a gentleman identifying himself as “a senior citizen, over 75”. The letter was entitled “Seniors Beware.” The writer…more
This article takes you from contract to closing, highlighting the important things to know in buying a home and applying for a mortgage…more
A Power-of-attorney can be a very important tool if it is needed. This article was written to explain its operation and uses, and because many people misunderstand exactly how it can and should be used…more
This article describes the different forms under which business may be conducted and the benefits and drawbacks of each…more
What do you do when you want to leave money or other property to someone, but you are concerned that he or she might not be capable of managing it? The answer is: create a trust. How about when you want to make sure your spouse…more
In this article I discuss how your ownership of your home will impact upon your nursing home Medicaid application and give advice as to the best way to deal with those circumstances…more
This is a summary in which I discuss the importance of keeping all of your financial records for at least five years. Those records will be required in support of a nursing home Medicaid application…more
This article is the third of three parts explaining Medicaid law as it applies to nursing home coverage. In 2006, as part of the Deficit Reduction Act of 2005 (DRA), the laws changed dramatically, and I find that many people…more
This article, Part II of three parts, explains Medicaid law as it applies to nursing home coverage. In 2006, as part of the Deficit Reduction Act of 2005 (DRA), the laws changed dramatically, and I find that many people still…more
This article, in three parts, explains Medicaid law as it applies to nursing home coverage. In 2006, as part of the Deficit Reduction Act of 2005 (DRA), the laws changed dramatically, and I find that many people still are not…more
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