Practice/Organization Description
Margo Tank is a partner with BuckleySandler LLP. She advises financial services providers and technology companies on how to structure business programs and online platforms in compliance with the Electronic Signatures in Global and National Commerce Act (ESIGN), the Uniform Electronic Transactions Act (UETA), and other state and federal laws governing electronic and mobile financial services transactions, including laws related to privacy and data security, electronic record management, money transmission and other payment methods (plastic or virtual), advertising and unfair or deceptive acts and practices.
She also acts as the Co-Reporter for the Drafting Committee preparing the Standards and Procedures for Electronic Records and Signatures (SPeRS) (http://www.spers.org/), and advocates before Congress and federal regulators on electronic financial services issues in her role as counsel to the Electronic Financial Services Council and the Electronic Signatures and Records Association. Margo Tank was named a “2009 Mortgage Banking Technology All-Star” by Mortgage Banking Magazine. She is a member of the American Bar Association's Business Law Section and the Committee on the Law of Commerce in Cyberspace and a member of the Electronic Transactions Association’s Mobile Payments Committee.
Ms. Tank is co-author of The Law of Electronic Signatures and Records (West, a Thomson Reuters business, 2011 - 2012 Edition) and a number of articles, including : “Two agencies and various industry standards offer guideposts on mobile disclosure requirements,” The National Law Journal (April, 2012); "eMortgage Implementation Considerations," Electronic Banking Law and Commerce Report, Volume 11, Number 6 (July/August 2006); "It's the Message, Not the Medium! Electronic Record and Electronic Signature Rules Preserve Existing Focus of the Law on Content, Not Medium of Recorded Land Title Instruments," The Business Lawyer (August 2005); "The Electronic Signatures in Global and National Commerce Act - An Overview," Boston University School of Law, Annual Review of Banking Law (2001); "Electronic Signatures - Changing the Financial Landscape," The Conference on Consumer Finance Law, Quarterly Report (2000); and "The Emerging Legal Landscape for Bank Insurance Activities," Boston University School of Law, Annual Review of Banking Law (1998). She also authored a white paper titled Electronic Financial Services in Emerging Market Countries at the request of the International Monetary Fund. Ms. Tank is a frequent speaker at financial services conferences on the electronic delivery of financial services.
Prior to joining BuckleySandler, Ms. Tank was a partner with Goodwin Procter LLP. Before entering private practice, she was counsel to the U.S. House of Representatives, Committee on Banking and Financial Services. Ms. Tank received her J.D. from Drake University Law School in 1992 (with honors) where she was Projects Editor for the Drake University Law Review. She received a B.A. from the University of Vermont in 1985 and studied commercial law at Queens College, Oxford University in England.
Education
JD, Drake University Law School (with honors)
BA, University of Vermont
