The OCC issued a proposed rule on May 25, 2011 to implement certain provisions of the Dodd-Frank Wall Street Reform Act, which became effective July 21, 2011. The rule includes National Bank Act preemption provisions that…more
"As the July 21, 2011, effective date of the Dodd-Frank Wall Street Reform and Consumer Protection Act's National Bank Act preemption provisions approaches, questions remain regarding the future of preemtion for national banks…more
"Attempts to pinpoint the causes of the housing crisis and prevent a recurrence have focused on mortgage brokers and home loan origination practices. Legislators have taken steps to impose fiduciary duties on residential…more
The downturn in the housing and finance markets in 2006-2008 resulted in several new measures at the Federal Housing Administration, as it sought to limit risk to the mortgage insurance fund. Increased enforcement efforts became…more
"In 2008, the U.S. Department of Housing and Urban Development ("HUD") once again took up the mantle of reform to propose a sweeping revision of Regulation X, answered questions raised by the National Association of Realtors…more
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