Michael McCormick

Upcoming Changes to the Federal Rules of Bankruptcy Procedure

This article discusses the amendments to Fed. R. Bankr. P. 3001 and the new Fed. R. Bankr. P. 3002.1 which are scheduled to take effect on December 1, 2011. These changes will have a significant impact on mortgage servicers,…more
| Bankruptcy

Post-petition Assignments

This article discusses several bankruptcy cases which point out there is no rule against the post-petition assignment of a mortgage. In other words, the post-petition assignment of a prior perfected mortgage does not represent…more
| Bankruptcy, Finance & Banking, Real Estate - Residential, Consumer Protection

Escrow 101

This article summarizes Regulation X under RESPA and the steps ordinarily taken to perform an escrow analysis…more
| Bankruptcy, Finance & Banking, Real Estate - Residential, Consumer Protection

Introduction to Cramdown and Lien Stripping

This article is an introduction to lien stipping and cramdown under the United States Bankruptcy Code…more
| Bankruptcy, Finance & Banking, Real Estate - Residential, Consumer Protection

When a Borrower Files Bankruptcy

This article discusses some of the features under the Bankruptcy Code, the protections afforded to a residential mortgagor, and some of the obligations of a mortgage servicer upon receiving notice of the filing of a bankruptcy…more
| Bankruptcy, Finance & Banking, Real Estate - Residential, Consumer Protection
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