Using her combined experience of over 15 years, first as a CPA and now as an attorney, Sonya Smith-Valentine has had a successful legal career winning cases against credit bureaus, credit card companies, banks and collection agencies for unlawful activity.
Sonya has built her firm to have a significant presence and practice helping consumers with credit reporting errors, identity theft, and defense of debtors sued by creditors or debt collectors. Her expertise on credit and debt laws include: the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Electronic Funds Transfer Act (EFTA), and the Fair Credit Billing Act (FCBA).
Sonya is also a powerful keynote speaker. Having been a victim of identity theft, she is passionate about empowering her audiences understand the importance of protecting sensitive personal and financial information. She excels at empowering individuals to embrace organizational change for better compliance with consumer protection laws.
Sonya blends her experience as a practicing attorney with her energetic speaking style to enlighten and inspire her audiences. Her presentations are rich with ideas, suggestions and stories which have made her a sought after keynote speaker by colleges and corporations and at events throughout the country. Audiences walk away with the knowledge, resources and tools needed to change their approach to handling most identity theft and personal finance issues.
Professional Associations & Memberships
National Association of Consumer Advocates
Maryland Consumer Rights Coalition
Civil Justice, Inc.
Honors and Awards
Certified Identitiy Protection Advisor (CIPA)