Equal Credit Opportunity Act

New Restrictions On Bank “Payday Loans”

by John K. Lawrence | Dickinson Wright on 5/6/2013

Federal bank regulatory agencies have served notice that deposit advance products, sometimes known as bank “payday loans,” will soon be subject to significant new restrictions and heightened supervisory scrutiny. In...more

New Risks for Indirect Lenders

by Michael Lueder | Foley & Lardner LLP on 4/23/2013

Last month the Consumer Financial Protection Bureau announced that it will start holding banks accountable for the discriminatory actions of indirect auto lenders. The issue arises when a consumer goes to purchase a car and...more

More, More, More: The CFPB Wants More From Mortgage Servicers

by Paul Fogleman | Poyner Spruill LLP on 2/11/2013

The Consumer Financial Protection Bureau (CFPB) recently issued new rules amending Regulation Z, the Truth in Lending Act (TILA), and Regulation X, the Real Estate Settlement Procedures Act (RESPA), which revise mortgage...more

Mortgage Banking Update - Febuary 06, 2013

by Richard J. Andreano, Jr., Keith R. Fisher, Stefanie Jackman, Barbara S. Mishkin, Amy Mushahwar, Brian M. Pinheiro, Matthew Saunig, Robert Scott, John D. Socknat, Mercedes Kelley Tunstall, more +Michael S. Waldron | Ballard Spahr LLP on 2/6/2013

In This Issue: - Settlement of Michigan Lending Discrimination Lawsuit Underscores Regulatory Focus on Equal Access to Credit - Industry Employers Should Prepare Now for Health Care Reform - Title Insurers Not...more

Special Alert: Analysis Of Final ECOA And HPML Appraisal Rules

by BuckleySandler LLP on 2/4/2013

On January 18, the federal banking agencies issued a final rule amending Regulation Z to implement certain requirements from the Dodd-Frank Wall Street Reform and Consumer Protection Act (the Dodd-Frank Act) that require...more

Special Alert: Analysis Of Final ECOA And HPML Appraisal Rules

by BuckleySandler LLP on 2/4/2013

On January 18, the federal banking agencies issued a final rule amending Regulation Z to implement certain requirements from the Dodd-Frank Wall Street Reform and Consumer Protection Act (the Dodd-Frank Act) that require...more

Special Alert: Banking Agencies Adopt Final Rule Requiring Appraisals For Higher-Priced Mortgage Loans

by Joseph Kolar, John Kromer, Jeffrey Naimon | BuckleySandler LLP on 1/31/2013

On January 18, the Federal Reserve Board, Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation, Federal Housing Finance Agency, National Credit Union Administration, and Office of the Comptroller...more

CFPB Issues Final ECOA Appraisal Rule

by Richard J. Andreano, Jr., John D. Socknat, Michael S. Waldron | Ballard Spahr LLP on 1/25/2013

The Consumer Financial Protection Bureau has issued a final rule to implement Dodd-Frank amendments to the Equal Credit Opportunity Act that require creditors to provide to a first lien mortgage applicant a copy of all...more

CFPB Examination Procedures for Student Lenders

by Jonathan L. Pompan | Venable LLP on 1/7/2013

The Consumer Financial Protection Bureau (“CFPB”) has released procedures it will use in examining student lenders. The Student Lending Examination Procedures, available here, set forth the CFPB’s examination objectives and...more

CFPB and Justice Department Agree to Coordinate Fair Lending Enforcement Efforts

by Michael W. Jahnke, Michael Mallow, Michael Thurman | Loeb & Loeb LLP on 12/20/2012

The U.S. Department of Justice and the Consumer Financial Protection Bureau have signed an agreement to coordinate fair lending enforcement efforts, including the sharing of information, joint investigations, and referrals...more

The Bureau and DOJ “agree to agree” on fair lending

by Stefanie Jackman | Ballard Spahr LLP on 12/11/2012

On December 6, 2012, the CFPB and the Department of Justice (“DOJ”) executed a Memorandum of Understanding (“MOU”) aimed at strengthening their coordination in connection with fair lending investigations....more

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New Restrictions On Bank “Payday Loans”

New Risks for Indirect Lenders

More, More, More: The CFPB Wants More From Mortgage Servicers

Mortgage Banking Update - Febuary 06, 2013

Special Alert: Analysis Of Final ECOA And HPML Appraisal Rules

Special Alert: Analysis Of Final ECOA And HPML Appraisal Rules

Special Alert: Banking Agencies Adopt Final Rule Requiring Appraisals For Higher-Priced Mortgage Loans

CFPB Issues Final ECOA Appraisal Rule

CFPB Examination Procedures for Student Lenders

CFPB and Justice Department Agree to Coordinate Fair Lending Enforcement Efforts

The Bureau and DOJ “agree to agree” on fair lending

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