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U.S. Consumer Financial Protection Bureau Issues Rules on Qualified Mortgages and Ability to Repay

Congress in the Dodd-Frank Act responded to concerns about the quality of mortgage loans by establishing incentives for lenders to seek to ensure that borrowers had the ability to repay mortgage loans made to them. In...more

United States Aims To Limit Risky Mortgages

Following on the heels of Canada’s tightening of the mortgage and lending landscape, the United States has announced a new rule aimed at preventing consumers from taking on high-risk loans....more

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