News & Analysis as of

Public Disclosure Credit Cards

Two Major Implications for Consumer Finance Industry from This Month’s Proposed CFPB Rules

by Polsinelli on

When the Consumer Finance Protection Bureau (CFPB) released its study on the use of pre-dispute arbitration (PDA) clauses earlier this year, many expected the CFPB to propose a ban on all PDAs in contracts for consumer...more

Data Dump! AshleyMadison.com Fallout Deepens

The Impact Team, the vigilante group behind the hacking of the infamous website AshleyMadison.com has followed through on its threat to leak the full database of the site’s users online. On Tuesday, August 18, 2015, an...more

CFPB finalizes temporary suspension of TILA requirement for quarterly submission of credit card agreements

by Ballard Spahr LLP on

The CFPB has issued a final rule adopting its proposal to suspend for one year the Truth in Lending Act/Regulation Z requirement for issuers of open-end credit cards to send their credit card agreements to the CFPB quarterly...more

CFPB proposes temporary suspension of TILA requirement for credit card issuers to submit card agreements quarterly

by Ballard Spahr LLP on

The CFPB has issued a proposal to suspend for one year the Truth in Lending Act/Regulation Z requirement for issuers of open-end credit cards to send their credit card agreements to the CFPB quarterly for posting in a public...more

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Cybersecurity

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