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In the Sunday Book Review, Tom Fox considers books that would interest compliance professionals, business executives, or anyone with a curiosity. It could be books about business, compliance, history, leadership, current events, or any… more

Welcome to #10For10, the podcast that brings you the week’s Top 10 compliance stories in one podcast each week. Tom Fox, the Voice of Compliance, brings to you, the compliance professional, the compliance stories you need to be aware… more

FAA Forces Major U.S. Airlines to Cut Flights as Shutdown Continues - As the federal government shutdown continues, the Federal Aviation Administration said that it is forcing airlines to cut 10 percent of their flights at the nation’s… more

What is the legal framework governing bribery in Chile? In Chile, the legal framework that regulates and sanctions bribery acts is the Chilean Criminal Code and Law 20,393 that establishes the criminal responsibility of legal… more

On October 17, 2025, Brazil’s Ministry of Mines and Energy (MME) launched a public consultation on the proposed annual greenhouse gas (GHG) emission-reduction targets for 2026, to be met by participants in the natural gas market… more

Due diligence is a key aspect of the legal structuring and execution of fund finance facilities. In the subscription line market, there are generally well established conventions for performing due diligence on, in particular, the… more

The draft Financial Services and Markets Act 2000 (Regulated Activities) (ESG Ratings) Order 2025 has been laid before UK Parliament and published alongside a draft explanatory memorandum. The draft Order seeks to bring the provision… more

A roundup of news and multimedia from the Unfamiliar Terrain team: San Francisco - S.F. supervisors back tenant, small-business protections in Lurie’s ‘Family Zoning’ plan (SF Chronicle): Mayor Lurie’s family zoning plan would… more

In a landscape where the average cost of a data breach reached an all-time high of $4.88 million in 2024 — a 10% increase over the previous year — data protection assessments (DPAs) serve as a preemptive tool to identify… more

In a welcome development for employers that were struggling to determine how to comply with the reporting requirements of the “One Big Beautiful Bill Act” relating to “no tax on tips” and “no tax on overtime,” the IRS announced this… more

Read our latest updates on the US Government shutdown. Previous insights - Government Shutdown Update: Thursday, November 6, 2025 - Senate Majority Leader John Thune (R-SD) has indicated that a vote aimed at ending the… more

The European Securities and Markets Authority (ESMA) has announced that cyber risk and digital resilience will remain central to its Union Strategic Supervisory Priorities (USSPs) for 2026. This follows strong engagement from national… more

In July 2025, the Ohio Supreme Court established the Law School Accreditation Advisory Committee (the “Advisory Committee”), composed of nine members appointed by Chief Justice Sharon L. Kennedy, to evaluate and review accreditation… more

The EU Data Act came into effect on September 12, 2025. The European Commission has announced that further tools are in progress to assist with implementation of the EU Data Act, such as setting up a “Data Act Legal Helpdesk,”… more

Congress members have proposed legislation that would introduce new measures to enhance the United States’ cybersecurity resilience in the face of advancing quantum computing capabilities. On August 8, 2025, a bipartisan group of… more

On 5 November 2025, ASIC announced the publication of its roadmap to promote strong, efficient, and globally competitive capital markets in Australia. The roadmap is outlined in report Report 823 titled “Advancing Australia’s evolving… more

On November 4, 2025, Mayor Andrew Ginther signed into law a new bill that will prohibit employers employing 15 or more people within the City of Columbus from inquiring about a job applicant’s salary history, and will require them to… more

On 14 October 2025, the UK's Financial Services Authority ("FCA") published Consultation Paper 25/28 on “Progressing Fund Tokenisation” (the "CP"), which it claims will be a key component of future financial services. The CP is… more

The Trump administration has enacted significant policy changes impacting individuals authorized to work under various immigration programs, including Temporary Protected Status (TPS), humanitarian parole, and the CHNV programs. We… more

Senate Majority Leader John Thune (R-SD) has indicated that a vote aimed at ending the government shutdown will take place Friday. In a private lunch with Republicans, Senator Thune discussed reintroducing the House-passed continuing… more

In today’s landscape of evolving cyber threats, assuming your business is safe is no longer an option – it’s time to take proactive steps to defend against cyberattacks. In the arms race between cyberattacks and organizations defending… more

Despite national regulatory differences and continued high financing costs, European infrastructure—including data centers, digital assets and renewables—provides increasingly tempting opportunities for private capital investors… more

Recently, the National Security Agency (NSA), Cybersecurity and Infrastructure Security Agency (CISA), Australian Signals Directorate’s Australian Cyber Security Centre (ASD’s ACSC), and Canadian Centre for Cyber Security (Cyber… more

On November 4, 2025, amidst a period of subdued economic growth and international trade friction, the Minister of Finance and National Revenue François-Philippe Champagne tabled the federal budget (“Budget 2025”) entitled Building… more

HM Treasury has announced the launch of a new Scale-up Unit in Leeds, designed to accelerate the growth of innovative financial services firms. Jointly led by the UK Financial Conduct Authority (FCA) and the UK Prudential Regulation… more

On October 27, 2025, amendments to Delaware’s Medical Debt Protection Act took effect, establishing a total ban on the inclusion of medical debt in consumer credit reports. The amendments, enacted through Senate Substitute 1 for Senate… more

What is the legal framework governing bribery in China? China does not have a single comprehensive legislation/ statute governing bribery offenses. Rather provisions governing bribery-related offenses are contained within a number… more

Key Takeaways - The California legislature sent a range of AI bills to Governor Newsom’s desk in the legislative session that just concluded. The governor signed several into law and vetoed three… more

On October 21, 2025, the acting administrator of the Office of Information and Regulatory Affairs (OIRA) in the Office of Management and Budget issued Memorandum M-25-36, which contains guidance for federal agencies on “how to bolster… more

What is the legal framework governing bribery in Hong Kong? The Prevention of Bribery Ordinance (Cap. 201) (POBO), enacted in 1971, is the primary anti-bribery legislation in Hong Kong and is enforced by the Independent Commission… more

The New York City Earned Safe and Sick Time Act (“ESSTA”) is expanding. On October 25, 2025, the ESSTA was amended to provide additional benefits to employees. These amendments go into effect on February 22, 2026, and will require… more

What is the legal framework governing bribery in Ethiopia? The key piece of legislation governing bribery in Ethiopia is Corruption Crimes Proclamation No. 881/2015, which follows the general principles and guidelines applicable in… more

Covered Entities should expect heightened supervisory focus on relationships where third party service providers (TPSPs) access systems or handle non-public information (NPI). On October 21, the New York State Department of Financial… more

On October 30, the California DFPI announced a consent order against a Nevada-based crypto kiosk operator for alleged violations of the Digital Financial Assets Law and the California Consumer Financial Protection Law. The action… more

The Financial Reporting Council has revised its guidance on the UK Corporate Governance Code (Code), making it clear that the remuneration of non-executive directors in shares is appropriate, enhancing the ability of UK-listed… more

What is the legal framework governing bribery in Finland? The Criminal Code of Finland 39/1889, as amended, (the CCF) provides the legal framework governing bribery… more

The Brazilian National Agency for Petroleum, Natural Gas and Biofuels (ANP) has announced that eight exploratory blocks are currently available in the Permanent Offer under Production Sharing (OPP), a continuous bidding system that… more

On October 29, the U.S. District Court for the Eastern District of Kentucky granted a preliminary injunction prohibiting the Consumer Financial Protection Bureau from enforcing its Personal Financial Data Rights Rule, also known as the… more

The European Banking Authority (EBA) has launched a consultation on its revised guidelines for the supervisory review and evaluation process (SREP) and supervisory stress testing, mandated under the Capital Requirements Directive… more

What is the legal framework governing bribery in Germany? The German Criminal Code (GCC)… more

It has been a little over two years now since Senate Bill 102, otherwise known as the Live Local Act (the “Act”), was signed into law in the State of Florida. The Act introduced three property tax exemptions geared towards affordable… more

Seventh Circuit Affirms Summary Judgment for University in Professor’s Race Bias Suit Saud v. DePaul University, 154 F.4th 563 (7th Cir. 2025), involved a former university professor’s claim of race discrimination in violation of 42… more

What is the legal framework governing bribery in Ireland? The Criminal Justice (Corruption Offences) Act 2018 (the 2018 Act) is the key law governing bribery and corruption in Ireland. The 2018 Act commenced on July 30, 2018, and… more

Despite the continued absence of SEC staff amid the government shutdown, the Securities Enforcement Forum in Washington, D.C. (the Forum) went forward on October 30, 2025. Panelists from the industry provided a candid look at the… more

On October 15, the Oklahoma State Banking Department issued a memo detailing new licensing and compliance obligations for digital kiosk operators. The memo details the requirements under Senate Bill 1083, enacted in May under the… more

On November 5, 2025, the Federal Reserve Board (“FRB”) finalized changes to its supervisory rating framework for large bank holding companies. The finalized LFI framework is substantially similar to the proposal issued in July… more

On November 3, the U.S. District Court for the Northern District of West Virginia granted class certification certified a statewide class of borrowers challenging a credit union’s alleged assessment of unauthorized “pay-to-pay” fees… more

What is the legal framework governing bribery in Hungary? Act C of 2012 on the Criminal Code (Criminal Code) is the key piece of Hungarian legislation governing bribery. It applies to conduct occurring after the implementation date… more

What is the legal framework governing bribery in France? The French Criminal code (Code pénal) contains the general provisions prohibiting corruption and influence peddling (referred to herein together as corruption offences) both… more

A debtor’s statement of intention to surrender collateral under 11 U.S.C. 521(a)(2) in bankruptcy may impact their ability to contest foreclosure, primarily due to the application of judicial estoppel. This blog post explores key… more

The European Banking Authority has published two Q&A under the Capital Requirements Regulation (CRR): (i) 2025_7363 addresses how exposures to institutions should be treated under the Credit Risk Standardised approach, if such… more

What is the legal framework governing bribery in Italy? The main legislation for anti-bribery and anti-corruption in Italy is provided for by the Italian Criminal Code (ICC), Legislative Decree no. 231/2001 on corporate criminal… more

I. Introduction  - Anti-dumping duties are among the most powerful instruments in global trade regulation. They aim to level the playing field by offsetting the impact of goods sold at “unfairly low” prices, protecting domestic… more

On October 24, 2025, the Massachusetts Division of Banks (DOB) finalized a suite of regulatory amendments implementing the Massachusetts Money Transmission Act. The final regulations, 209 Mass. Code Regs. §§ 44.00, 45.00, 48.00, and… more

According to Wellhub, a New York-based corporate wellness platform, a survey involving 1,500 CEOs earlier this year found that most CEOs recognized the benefits of workplace wellness programs. The survey respondents found the primary… more

The U.S. Court of Appeals for the Eleventh Circuit recently overturned the rulings of a federal district court and an Eleventh Circuit panel, finding that a Georgia health plan’s exclusion of coverage for gender-affirming health care… more

In this episode of the ACI-FCPA and Global Anti-Corruption Conference Speaker Podcasts series, Ricardo Wagner de Araujo discusses his panel at the event, “Managing New Risks in Latin America: A Look at the Biggest Ways Cartels/TCOs Are… more

In the next two years, the number of commercial and recreational drones operating in the United States is expected to almost triple, reaching close to three million. While the vast majority of drones are used for lawful business and… more