The EBA) launched a consultation on draft Guidelines on the authorisation of third-country branches (TCBs) under Article 48c(8) CRD VI. The Guidelines set out: (i) the list of information to be included in the application,...more
12/4/2025
/ Banking Sector ,
Banks ,
Consultation Papers ,
Cross-Border Transactions ,
EU ,
European Banking Authority (EBA) ,
European Commission ,
Financial Institutions ,
Foreign Branch Offices ,
ISDA ,
MiFID ,
MiFIR ,
New Guidance ,
Regulatory Oversight ,
Regulatory Requirements ,
Reporting Requirements ,
Third Country Entities (TCEs)
The EBA) launched a consultation on draft Guidelines on the authorisation of third-country branches (TCBs) under Article 48c(8) CRD VI. The Guidelines set out: (i) the list of information to be included in the application,...more
12/4/2025
/ Banking Sector ,
Banks ,
Basel Committee on Banking Supervision (BCBS) ,
Consultation Papers ,
Cross-Border Transactions ,
EU ,
European Banking Authority (EBA) ,
Financial Institutions ,
Foreign Branch Offices ,
New Guidance ,
Regulatory Oversight ,
Regulatory Requirements ,
Reporting Requirements ,
Third Country Entities (TCEs)
Earlier today, the Council of the European Union (EU) and European Parliament announced a provisional political agreement on the EU payments package. While the final texts of the third Payment Services Directive (PSD3) and...more
12/1/2025
/ EU ,
European Parliament ,
Fraud ,
New Legislation ,
New Regulations ,
Open Banking ,
Payment Services Directive ,
Payment Systems ,
Regulatory Reform ,
Regulatory Requirements ,
Risk Management ,
Transparency
The EBA published a report on white labelling, accompanied by a fact sheet. In the report, the EBA considers the use of white labelling as a business model by the firms that are under its mandate, including credit...more
11/4/2025
/ Banking Sector ,
Banks ,
Capital Markets ,
EMIR ,
EU ,
European Banking Authority (EBA) ,
European Commission ,
Financial Institutions ,
Financial Services Industry ,
FinTech ,
Investment Firms ,
Investment Funds ,
Liquidity ,
Non-Bank Lenders ,
Payment Systems ,
Regulatory Oversight ,
Regulatory Requirements ,
Securitization ,
Sustainable Finance
The EBA published a report on white labelling, accompanied by a fact sheet. In the report, the EBA considers the use of white labelling as a business model by the firms that are under its mandate, including credit...more
11/4/2025
/ Anti-Money Laundering ,
Banking Sector ,
Banks ,
Consumer Financial Products ,
Cross-Border Transactions ,
Digital Assets ,
EMIR ,
EU ,
European Banking Authority (EBA) ,
European Commission ,
Financial Institutions ,
Financial Services Industry ,
FinTech ,
Investment Firms ,
Investment Funds ,
Non-Bank Lenders ,
Open Banking ,
Payment Systems ,
Regulatory Oversight
Our monthly regulatory newsletter monitors all relevant developments regarding European regulatory law in English language.
ECB: Consultation on draft Guidelines on managing legacy NPEs in LSIs -
Status: Consultation...more
10/2/2025
/ Banking Sector ,
Capital Markets ,
Capital Requirements Regulation (CRR) ,
EU ,
European Central Bank ,
Financial Institutions ,
Financial Services Industry ,
FinTech ,
Investment Funds ,
National Competent Authorities (NCA) ,
Non-Performing Loans (NPL) ,
Regulatory Oversight ,
Regulatory Requirements ,
Reporting Requirements
Our monthly regulatory newsletter monitors all relevant developments regarding German and European regulatory law in English language.
BaFin: Publication of Circular 10/2025 (BA) on the SNCI status (Veröffentlichung des...more
10/2/2025
/ Anti-Money Laundering ,
BaFin ,
Banks ,
Capital Markets ,
Capital Markets Union ,
Capital Requirements Regulation (CRR) ,
Environmental Social & Governance (ESG) ,
EU ,
European Banking Authority (EBA) ,
European Securities and Markets Authority (ESMA) ,
Financial Services Industry ,
FinTech ,
Germany ,
Guidance Documents ,
Investment Funds ,
New Guidance ,
Real Estate Financing ,
Regulatory Oversight ,
Regulatory Requirements ,
Reporting Requirements ,
Sustainable Finance ,
Transparency ,
UK
Our monthly regulatory newsletter monitors all relevant developments regarding European regulatory law in English language.
ECB: Opinion on the supervisory independence of Lietuvos bankas and the prevention of conflicts of...more
9/2/2025
/ Administrative Appointments ,
Banking Sector ,
Capital Markets ,
Conflicts of Interest ,
Cooling-Off Rule ,
Corporate Governance ,
Ethics ,
EU ,
Financial Institutions ,
Financial Services Industry ,
Guidance Documents ,
Investment Firms ,
New Guidance ,
Proposed Legislation ,
Regulatory Oversight ,
Regulatory Reform ,
Regulatory Requirements
Our monthly regulatory newsletter monitors all relevant developments regarding German and European regulatory law in English language.
BMF: Draft bill for the Banking Directive Implementation and Bureaucracy Relief Act...more
9/2/2025
/ Banking Sector ,
Banks ,
Capital Markets ,
Compliance ,
Digital Operational Resilience Act (DORA) ,
EMIR ,
EU ,
European Banking Authority (EBA) ,
Financial Institutions ,
Financial Services Industry ,
FinTech ,
Germany ,
Investment Firms ,
Loans ,
New Legislation ,
Regulatory Reform ,
Regulatory Requirements ,
RTS ,
Small and Medium-Sized Enterprises (SMEs)
1. Bank regulation -
1.1 PRUDENTIAL REGULATION -
a) General -
(i) EU -
EBA: Report on the exemption of third country undertakings from the requirement to set-up a branch for the provision of banking services to EU...more
8/5/2025
/ Banking Sector ,
Basel Committee on Banking Supervision (BCBS) ,
Capital Requirements ,
Cross-Border Transactions ,
EU ,
European Banking Authority (EBA) ,
European Commission ,
European Securities and Markets Authority (ESMA) ,
Financial Institutions ,
Financial Regulatory Reform ,
Investment Firms ,
Regulatory Oversight ,
Regulatory Requirements
1. Bank regulation -
1.1 PRUDENTIAL REGULATION -
a) General -
(i) EU
EBA: Report on the exemption of third country undertakings from the requirement to set-up a branch for the provision of banking services to EU...more
8/4/2025
/ BaFin ,
Banking Sector ,
Basel Committee on Banking Supervision (BCBS) ,
Capital Requirements Regulation (CRR) ,
Cross-Border Transactions ,
EU ,
European Banking Authority (EBA) ,
European Securities and Markets Authority (ESMA) ,
Financial Institutions ,
Regulatory Oversight ,
Regulatory Requirements ,
Third Country Entities (TCEs)
This note discusses the European Banking Authority’s (EBA’s) report, published on July 23, 2025, which addresses whether and when EU non-bank entities should be allowed to deal with locally unregulated non-EU banks.
In some...more
Directive 2024/1619 (CRD VI) will (among other things) establish a new and more prescriptive EU regulatory regime for EU branches of non-EU banks. New harmonised licencing, authorisation, capital, liquidity, booking, and...more
7/30/2025
/ Banking Sector ,
Banks ,
Capital Requirements ,
Capital Requirements Regulation (CRR) ,
EU ,
European Banking Authority (EBA) ,
Financial Institutions ,
Financial Services Industry ,
Regulatory Agenda ,
Regulatory Requirements ,
Reporting Requirements ,
Risk Management
On June 18, 2025, the Council of the European Union (EU) took a significant step forward in modernising the EU’s payment services framework by formally agreeing on its negotiating mandate for the Payment Services Directive 3...more
Our monthly regulatory newsletter monitors all relevant developments regarding European regulatory law in English language....more
The EBA published a keynote speech delivered by its Chairperson, José Manuel Campa, at a high-level meeting for European supervisors in Ljubljana, Slovenia, on the importance of an efficient and effective financial services...more
The study on enhancing EU competitiveness in the banking sector, requested by the ECON, has been published by the Economic Governance and EMU Scrutiny Unit. The study emphasises the importance of a resilient and efficient...more
The study on enhancing EU competitiveness in the banking sector, requested by the ECON, has been published by the Economic Governance and EMU Scrutiny Unit. The study emphasises the importance of a resilient and efficient...more
1. Bank regulation -
1.1 PRUDENTIAL REGULATION -
a) General -
(i) Germany -
Bundesbank: Updated directories of credit institutions and their associations in Germany on banking related information (Aktualisiertes...more
5/5/2025
/ BaFin ,
Banking Sector ,
Banks ,
Basel Committee on Banking Supervision (BCBS) ,
Capital Markets ,
EU ,
European Banking Authority (EBA) ,
European Commission ,
European Securities and Markets Authority (ESMA) ,
Financial Institutions ,
Financial Services Industry ,
FSB ,
Germany ,
Investment ,
Investment Firms ,
MiFID ,
MiFIR ,
Regulatory Agenda ,
Regulatory Oversight ,
Regulatory Requirements ,
Reporting Requirements
1. Bank regulation -
1.1 PRUDENTIAL REGULATION -
a) General -
(i) EU -
EBA: Updated methodology on the regulatory and supervisory equivalence of non-EU countries -
Status: Final -
The EBA has published its updated...more
4/2/2025
/ Anti-Money Laundering ,
BaFin ,
Banking Sector ,
Banks ,
Basel Committee on Banking Supervision (BCBS) ,
Capital Markets ,
Digital Operational Resilience Act (DORA) ,
EU ,
European Banking Authority (EBA) ,
European Commission ,
European Securities and Markets Authority (ESMA) ,
European Supervisory Authorities (ESAs) ,
Germany ,
Investment ,
Investment Firms ,
IOSCO ,
MiFID ,
MiFIR ,
Omnibus Guidance ,
Payment Services Directive ,
Prudential Regulation Authority (PRA) ,
Regulatory Agenda ,
Regulatory Requirements ,
Reporting Requirements
1. Bank regulation -
1.1 PRUDENTIAL REGULATION -
a) General
(i) EU -
EBA: Updated methodology on the regulatory and supervisory equivalence of non-EU countries -
Status: Final -
The EBA has published its updated...more
4/2/2025
/ Anti-Money Laundering ,
Banking Sector ,
Basel Committee on Banking Supervision (BCBS) ,
Capital Markets ,
Digital Operational Resilience Act (DORA) ,
EU ,
European Banking Authority (EBA) ,
European Securities and Markets Authority (ESMA) ,
European Supervisory Authorities (ESAs) ,
Investment Firms ,
Investment Funds ,
MiFID ,
Payment Services Directive ,
Prudential Regulation Authority (PRA) ,
Regulatory Agenda ,
Regulatory Requirements
In this edition of our "MiCAR under the microscope" series, we examine the prudential requirements, with a specific focus on the capital requirements that are applicable to issuers of ARTs and EMTS and CASPs under Regulation...more
1. Bank regulation -
1.1 PRUDENTIAL REGULATION -
a) General -
(i) International -
BCBS: Work programme and strategic priorities for 2025/26
Status: Final -
The BCBS has published its work programme and strategic...more
3/6/2025
/ Artificial Intelligence ,
Banking Sector ,
Basel Committee on Banking Supervision (BCBS) ,
Basel III ,
EU ,
Financial Regulatory Reform ,
FinTech ,
Liquidity ,
Regulatory Agenda ,
Risk Management ,
Technology
1. Bank regulation -
1.1 PRUDENTIAL REGULATION -
a) General -
(i) International -
BCBS: Work programme and strategic priorities for 2025/26
Status: Final -
The BCBS has published its work programme and strategic...more
1. Bank regulation -
1.1 PRUDENTIAL REGULATION -
a) General -
(i) Germany -
BaFin: Report on risks in focus 2025 (Report über Risiken im Fokus 2025) Status: Final -
BaFin has published its annual report on the risks it...more