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Business Income / Contingent Business Income After a Disaster

As with the attacks of September 11, 2001, and the hurricanes of 2005 in the Gulf of Mexico, the 2017 hurricanes that devastated the southeastern United States will spawn a host of “time element” claims: claims based upon...more

Hurricane Harvey: Policyholders Need to Act Promptly to Preserve Rights to Insurance

Hurricane Harvey and its aftermath have leveled unprecedented destruction and damage on Southeast Texas, and caused massive property damage and business disruption. Impacts are being felt well inland, and are extending to...more

Your Contract Requires You To Be Named as an Additional Insured: Are You?

Last week, New York joined the ranks of several states that may limit a government contractor’s access to insurance coverage despite being added, as set forth in the contract, as an “additional insured” under a prime or...more

Hurricane Season: Time to Determine Whether You're Covered for Weather

June 1 brings the beginning of the 2016 hurricane season. These storms have the potential to cause devastating damage for companies who own property such as apartment buildings, hotels, factories, retail outlets, warehouses...more

As Winter Storm Jonas Bears Down, Businesses Should Seek To Protect Their Insurance Rights

While this year’s winter has been relatively mild for the East Coast, Winter Storm Jonas is expected to produce prolific amounts of snow in parts of the East, rivaling infamous snowstorms of the recent past. While the...more

Congress’ Failure to Extend Terrorism Risk Insurance Act Requires Policyholders to Act Diligently Before January 1

With the recent uptick in terrorist activity omnipresent in the news, the need for financial protection against the effects of terrorism is plainly evident. Nevertheless, Congress has now adjourned for the year without making...more

The Napa Earthquake Reminds Us To Protect Insurance Rights in the Aftermath of Disaster

The August 24 earthquake in Napa Valley and the numerous after-shocks caused significant damage to businesses throughout the area. Although the overall financial impact directly attributed to damaged property at local...more

Disaster and Business Interruption Coverages in the Wake of the Polar Vortex

The “Polar Vortex” created severe cold weather conditions and record low temperatures across most of the United States. Many businesses suffered property damage or loss of business as a result of weather-related shut downs,...more

Protecting Your Insurance Rights As A Result of the West Virginia Chemical Leak

Last Thursday’s chemical leak in Charleston, West Virginia, has cut off water to nearly 300,000 people. Businesses in the area have been forced to close, and must remain closed until the city can decontaminate the water...more

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