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#DeRisk Newsletter - November 2025

Insurance sector and cybersecurity: IVASS publishes initial instructions for implementing DORA - Regulation (EU) 2022/2554, known as the Digital Operational Resilience Act (DORA), came into force on 17 January 2025,...more

Withholding Tax on Insurance Commissions Italian Revenue Agency clarifies insurance

With Ruling No. 286 of 5 November 2025, the Italian Revenue Agency clarified the withholding tax obligations introduced in 2024, which now also apply to insurance agents. The case concerned a Belgian insurance and reinsurance...more

International transport: extended VAT non-taxability for sub-carriers

The VAT Directive – implemented in Italy through the VAT Decree – provides for the exemption of services, including transport and related operations, when they are directly connected with the export or import of goods. This...more

Italian Tax Authority Provides Guidance on VAT Treatment of Personnel Secondment Arrangements

Starting from January 2025, staff secondments are subject to VAT even where limited to the mere reimbursement of costs, provided that the relevant payment received qualifies as consideration for a supply of services. This...more

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