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Federal Banking Regulators’ Proposed Rulemakings on Reputation Risk and Unsafe Practices

On October 7, the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) unveiled two significant notices of proposed rulemaking (NPRs) designed to reshape the regulatory...more

OCC’s New Initiatives to Ease Regulatory Burden on Community Banks

On October 6, the Office of the Comptroller of the Currency (OCC) announced a series of significant actions aimed at reducing the regulatory burden on community banks. These initiatives are part of the OCC’s ongoing efforts...more

OCC to Assess Banks’ “Debanking” Practices as Part of Licensing and CRA Reviews

On September 8, the Office of the Comptroller of the Currency (OCC) took significant action to “depoliticize” the federal banking system by issuing two bulletins to banks that further the goals of Executive Order 14331...more

OCC Ceases Examinations for Reputation Risk Following Legislative Push

On March 20, the Office of the Comptroller of the Currency (OCC) announced that it will no longer examine its regulated institutions for reputation risk. According to the OCC’s “Categories of Risk,” reputation risk is the...more

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