Key Financial Regulatory Developments -
2025 brought one of the most dynamic financial regulatory environments since the immediate aftermath of Dodd‑Frank, marked by shifting agency priorities, rapid litigation...more
1/21/2026
/ Anti-Money Laundering ,
Artificial Intelligence ,
Basel III ,
BSA/AML ,
Capital Requirements ,
Cryptoassets ,
Digital Assets ,
Economic Sanctions ,
Financial Regulatory Reform ,
FinCEN ,
National Bank Act ,
Preemption ,
Regulatory Oversight ,
Stress Tests
On December 11, 2025, the White House issued an Executive Order titled “Ensuring a National Policy Framework for Artificial Intelligence.” This EO aims to establish a uniform and “minimally burdensome” Federal standard for...more
12/19/2025
/ Artificial Intelligence ,
Constitutional Challenges ,
Executive Orders ,
Federal v State Law Application ,
Government Agencies ,
Innovative Technology ,
Preemption ,
Regulatory Oversight ,
Regulatory Reform ,
State and Local Government ,
Trump Administration
“The ability of national banks to conduct a multistate business subject to a single uniform set of federal laws, under the supervision of a single regulator, free from visitorial powers of various state authorities, is a...more
Effective January 1, 2026, the Texas Responsible Artificial Intelligence Governance Act (TX H.B. 149, 2025) takes a unique approach to AI regulation—pulling threads from the EU AI Act, Colorado's comprehensive AI statute, and...more
7/7/2025
/ Algorithms ,
Artificial Intelligence ,
Bias ,
Biometric Information ,
Disclosure Requirements ,
Enforcement ,
New Legislation ,
Popular ,
Regulatory Requirements ,
State and Local Government ,
Technology ,
Texas
On Sunday, September 29, California Governor Gavin Newsom vetoed California Senate Bill 1047, which would have established novel safety regulations on large artificial intelligence (AI) models. Known as the Safe and Secure...more
On June 28, the CFBP released a set of FAQ’s on the CFPB’s recently finalized Small Business Lending Rule (“Section 1071”). There are twenty-one questions covering matters under “Institutional Coverage” and “Covered Credit...more
On June 1, six Federal financial regulatory agencies (Agencies) jointly issued a Notice of Proposed Rulemaking (the Proposed Rule) requiring the implementation of quality control standards for the use of automated valuation...more
7/5/2023
/ Automated Systems ,
Consumer Protection Act ,
Financial Institutions ,
Financial Regulatory Reform ,
Financial Services Industry ,
Mortgage Lenders ,
Mortgages ,
Notice of Proposed Rulemaking (NOPR) ,
Property Valuation ,
Proposed Rules ,
Real Estate Market ,
Regulatory Standards
The criminalization of child sex trafficking victim Pieper Lewis by the state of Iowa is one more reminder of the gaps in our criminal justice systems related to human trafficking. How many more girls must be criminalized...more
10/17/2022
/ Child Protection Laws ,
Crime Victims ,
Criminal Investigations ,
Criminal Justice Reform ,
Criminal Prosecution ,
Disparate Impact ,
Exploitation ,
Human Trafficking ,
Minor Children ,
Popular ,
Prostitution ,
Sex Trafficking ,
Sexual Assault
For those tracking developments impacting the crypto-asset space, the summer has been far from slow and leisurely. Multiple industry alerts flow daily with news of new legislative proposals, enforcement actions, and other...more
In a prior post, we discussed the recent proposed rules from the Securities and Exchange Commission (“SEC”) and Commodity Futures Trading Commission (“CFTC”) regarding certain non-public information reported to the SEC and...more
The Securities and Exchange Commission (“SEC”) and Commodity Futures Trading Commission (“CFTC”) (collectively, the “Agencies”) jointly proposed a rule (the “Proposed Rule”) that would impact existing confidential reporting...more
On June 8, 2022, the New York State Department of Financial Services (“NYDFS”) released industry guidance applicable to U.S. dollar-backed stablecoins issued by NYDFS-regulated entities (the “Guidance”)...more
Canada has designated the Proud Boys as a terrorist entity, meaning that banks and other financial services providers will no longer be allowed to deal with or facilitate transactions concerning property controlled by the...more